How the Hunt Brothers Cornered the Silver Market and Then Lost it All

TL:DR: yes its long. Grab a beer.

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Until his dying day in 2014, Nelson Bunker Hunt, who had once been the world’s wealthiest man, denied that he and his brother plotted to corner the global silver market.
Sure, back in 1980, Bunker, his younger brother Herbert, and other members of the Hunt clan owned roughly two-thirds of all the privately held silver on earth. But the historic stockpiling of bullion hadn’t been a ploy to manipulate the market, they and their sizable legal team would insist in the following years. Instead, it was a strategy to hedge against the voracious inflation of the 1970s—a monumental bet against the U.S. dollar.
Whatever the motive, it was a bet that went historically sour. The debt-fueled boom and bust of the global silver market not only decimated the Hunt fortune, but threatened to take down the U.S. financial system.
The panic of “Silver Thursday” took place over 35 years ago, but it still raises questions about the nature of financial manipulation. While many view the Hunt brothers as members of a long succession of white collar crooks, from Charles Ponzi to Bernie Madoff, others see the endearingly eccentric Texans as the victims of overstepping regulators and vindictive insiders who couldn’t stand the thought of being played by a couple of southern yokels.
In either case, the story of the Hunt brothers just goes to show how difficult it can be to distinguish illegal market manipulation from the old fashioned wheeling and dealing that make our markets work.
The Real-Life Ewings
Whatever their foibles, the Hunts make for an interesting cast of characters. Evidently CBS thought so; the family is rumored to be the basis for the Ewings, the fictional Texas oil dynasty of Dallas fame.
Sitting at the top of the family tree was H.L. Hunt, a man who allegedly purchased his first oil field with poker winnings and made a fortune drilling in east Texas. H.L. was a well-known oddball to boot, and his sons inherited many of their father’s quirks.
For one, there was the stinginess. Despite being the richest man on earth in the 1960s, Bunker Hunt (who went by his middle name), along with his younger brothers Herbert (first name William) and Lamar, cultivated an image as unpretentious good old boys. They drove old Cadillacs, flew coach, and when they eventually went to trial in New York City in 1988, they took the subway. As one Texas editor was quoted in the New York Times, Bunker Hunt was “the kind of guy who orders chicken-fried steak and Jello-O, spills some on his tie, and then goes out and buys all the silver in the world.”
Cheap suits aside, the Hunts were not without their ostentation. At the end of the 1970s, Bunker boasted a stable of over 500 horses and his little brother Lamar owned the Kansas City Chiefs. All six children of H.L.’s first marriage (the patriarch of the Hunt family had fifteen children by three women before he died in 1974) lived on estates befitting the scions of a Texas billionaire. These lifestyles were financed by trusts, but also risky investments in oil, real estate, and a host of commodities including sugar beets, soybeans, and, before long, silver.
The Hunt brothers also inherited their father’s political inclinations. A zealous anti-Communist, Bunker Hunt bankrolled conservative causes and was a prominent member of the John Birch Society, a group whose founder once speculated that Dwight Eisenhower was a “dedicated, conscious agent” of Soviet conspiracy. In November of 1963, Hunt sponsored a particularly ill-timed political campaign, which distributed pamphlets around Dallas condemning President Kennedy for alleged slights against the Constitution on the day that he was assassinated. JFK conspiracy theorists have been obsessed with Hunt ever since.
In fact, it was the Hunt brand of politics that partially explains what led Bunker and Herbert to start buying silver in 1973.
Hard Money
The 1970s were not kind to the U.S. dollar.
Years of wartime spending and unresponsive monetary policy pushed inflation upward throughout the late 1960s and early 1970s. Then, in October of 1973, war broke out in the Middle East and an oil embargo was declared against the United States. Inflation jumped above 10%. It would stay high throughout the decade, peaking in the aftermath of the Iranian Revolution at an annual average of 13.5% in 1980.
Over the same period of time, the global monetary system underwent a historic transformation. Since the first Roosevelt administration, the U.S. dollar had been pegged to the value of gold at a predictable rate of $35 per ounce. But in 1971, President Nixon, responding to inflationary pressures, suspended that relationship. For the first time in modern history, the paper dollar did not represent some fixed amount of tangible, precious metal sitting in a vault somewhere.
For conservative commodity traders like the Hunts, who blamed government spending for inflation and held grave reservations about the viability of fiat currency, the perceived stability of precious metal offered a financial safe harbor. It was illegal to trade gold in the early 1970s, so the Hunts turned to the next best thing.
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Data from the Bureau of Labor Statistics; chart by Priceonomics

As an investment, there was a lot to like about silver. The Hunts were not alone in fleeing to bullion amid all the inflation and geopolitical turbulence, so the price was ticking up. Plus, light-sensitive silver halide is a key component of photographic film. With the growth of the consumer photography market, new production from mines struggled to keep up with demand.
And so, in 1973, Bunker and Herbert bought over 35 million ounces of silver, most of which they flew to Switzerland in specifically designed airplanes guarded by armed Texas ranch hands. According to one source, the Hunt’s purchases were big enough to move the global market.
But silver was not the Hunts' only speculative venture in the 1970s. Nor was it the only one that got them into trouble with regulators.
Soy Before Silver
In 1977, the price of soybeans was rising fast. Trade restrictions on Brazil and growing demand from China made the legume a hot commodity, and both Bunker and Herbert decided to enter the futures market in April of that year.
A future is an agreement to buy or sell some quantity of a commodity at an agreed upon price at a later date. If someone contracts to buy soybeans in the future (they are said to take the “long” position), they will benefit if the price of soybeans rise, since they have locked in the lower price ahead of time. Likewise, if someone contracts to sell (that’s called the “short” position), they benefit if the price falls, since they have locked in the old, higher price.
While futures contracts can be used by soybean farmers and soy milk producers to guard against price swings, most futures are traded by people who wouldn’t necessarily know tofu from cream cheese. As a de facto insurance contract against market volatility, futures can be used to hedge other investments or simply to gamble on prices going up (by going long) or down (by going short).
When the Hunts decided to go long in the soybean futures market, they went very, very long. Between Bunker, Herbert, and the accounts of five of their children, the Hunts collectively purchased the right to buy one-third of the entire autumn soybean harvest of the United States.
To some, it appeared as if the Hunts were attempting to corner the soybean market.
In its simplest version, a corner occurs when someone buys up all (or at least, most) of the available quantity of a commodity. This creates an artificial shortage, which drives up the price, and allows the market manipulator to sell some of his stockpile at a higher profit.
Futures markets introduce some additional complexity to the cornerer’s scheme. Recall that when a trader takes a short position on a contract, he or she is pledging to sell a certain amount of product to the holder of the long position. But if the holder of the long position just so happens to be sitting on all the readily available supply of the commodity under contract, the short seller faces an unenviable choice: go scrounge up some of the very scarce product in order to “make delivery” or just pay the cornerer a hefty premium and nullify the deal entirely.
In this case, the cornerer is actually counting on the shorts to do the latter, says Craig Pirrong, professor of finance at the University of Houston. If too many short sellers find that it actually costs less to deliver the product, the market manipulator will be stuck with warehouses full of inventory. Finance experts refer to selling the all the excess supply after building a corner as “burying the corpse.”
“That is when the price collapses,” explains Pirrong. “But if the number of deliveries isn’t too high, the loss from selling at the low price after the corner is smaller than the profit from selling contracts at the high price.”
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The Chicago Board of Trade trading floor. Photo credit: Jeremy Kemp

Even so, when the Commodity Futures Trading Commission found that a single family from Texas had contracted to buy a sizable portion of the 1977 soybean crop, they did not accuse the Hunts of outright market manipulation. Instead, noting that the Hunts had exceeded the 3 million bushel aggregate limit on soybean holdings by about 20 million, the CFTC noted that the Hunt’s “excessive holdings threaten disruption of the market and could cause serious injury to the American public.” The CFTC ordered the Hunts to sell and to pay a penalty of $500,000.
Though the Hunts made tens of millions of dollars on paper while soybean prices skyrocketed, it’s unclear whether they were able to cash out before the regulatory intervention. In any case, the Hunts were none too pleased with the decision.
“Apparently the CFTC is trying to repeal the law of supply and demand,” Bunker complained to the press.
Silver Thursday
Despite the run in with regulators, the Hunts were not dissuaded. Bunker and Herbert had eased up on silver after their initial big buy in 1973, but in the fall of 1979, they were back with a vengeance. By the end of the year, Bunker and Herbert owned 21 million ounces of physical silver each. They had even larger positions in the silver futures market: Bunker was long on 45 million ounces, while Herbert held contracts for 20 million. Their little brother Lamar also had a more “modest” position.
By the new year, with every dollar increase in the price of silver, the Hunts were making $100 million on paper. But unlike most investors, when their profitable futures contracts expired, they took delivery. As in 1973, they arranged to have the metal flown to Switzerland. Intentional or not, this helped create a shortage of the metal for industrial supply.
Naturally, the industrialists were unhappy. From a spot price of around $6 per ounce in early 1979, the price of silver shot up to $50.42 in January of 1980. In the same week, silver futures contracts were trading at $46.80. Film companies like Kodak saw costs go through the roof, while the British film producer, Ilford, was forced to lay off workers. Traditional bullion dealers, caught in a squeeze, cried foul to the commodity exchanges, and the New York jewelry house Tiffany & Co. took out a full page ad in the New York Times slamming the “unconscionable” Hunt brothers. They were right to single out the Hunts; in mid-January, they controlled 69% of all the silver futures contracts on the Commodity Exchange (COMEX) in New York.
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Source: New York Times

But as the high prices persisted, new silver began to come out of the woodwork.
“In the U.S., people rifled their dresser drawers and sofa cushions to find dimes and quarters with silver content and had them melted down,” says Pirrong, from the University of Houston. “Silver is a classic part of a bride’s trousseau in India, and when prices got high, women sold silver out of their trousseaus.”
According to a Washington Post article published that March, the D.C. police warned residents of a rash of home burglaries targeting silver.
Unfortunately for the Hunts, all this new supply had a predictable effect. Rather than close out their contracts, short sellers suddenly found it was easier to get their hands on new supplies of silver and deliver.
“The main factor that has caused corners to fail [throughout history] is that the manipulator has underestimated how much will be delivered to him if he succeeds [at] raising the price to artificial levels,” says Pirrong. “Eventually, the Hunts ran out of money to pay for all the silver that was thrown at them.”
In financial terms, the brothers had a large corpse on their hands—and no way to bury it.
This proved to be an especially big problem, because it wasn’t just the Hunt fortune that was on the line. Of the $6.6 billion worth of silver the Hunts held at the top of the market, the brothers had “only” spent a little over $1 billion of their own money. The rest was borrowed from over 20 banks and brokerage houses.
At the same time, COMEX decided to crack down. On January 7, 1980, the exchange’s board of governors announced that it would cap the size of silver futures exposure to 3 million ounces. Those in excess of the cap (say, by the tens of millions) were given until the following month to bring themselves into compliance. But that was too long for the Chicago Board of Trade exchange, which suspended the issue of any new silver futures on January 21. Silver futures traders would only be allowed to square up old contracts.
Predictably, silver prices began to slide. As the various banks and other firms that had backed the Hunt bullion binge began to recognize the tenuousness of their financial position, they issued margin calls, asking the brothers to put up more money as collateral for their debts. The Hunts, unable to sell silver lest they trigger a panic, borrowed even more. By early March, futures contracts had fallen to the mid-$30 range.
Matters finally came to a head on March 25, when one of the Hunts’ largest backers, the Bache Group, asked for $100 million more in collateral. The brothers were out of cash, and Bache was unwilling to accept silver in its place, as it had been doing throughout the month. With the Hunts in default, Bache did the only thing it could to start recouping its losses: it start to unload silver.
On March 27, “Silver Thursday,” the silver futures market dropped by a third to $10.80. Just two months earlier, these contracts had been trading at four times that amount.
The Aftermath
After the oil bust of the early 1980s and a series of lawsuits polished off the remainder of the Hunt brothers’ once historic fortune, the two declared bankruptcy in 1988. Bunker, who had been worth an estimated $16 billion in the 1960s, emerged with under $10 million to his name. That’s not exactly chump change, but it wasn’t enough to maintain his 500-plus stable of horses,.
The Hunts almost dragged their lenders into bankruptcy too—and with them, a sizable chunk of the U.S. financial system. Over twenty financial institutions had extended over a billion dollars in credit to the Hunt brothers. The default and resulting collapse of silver prices blew holes in balance sheets across Wall Street. A privately orchestrated bailout loan from a number of banks allowed the brothers to start paying off their debts and keep their creditors afloat, but the markets and regulators were rattled.
Silver Spot Prices Per Ounce (January, 1979 - June, 1980)
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Source: Trading Economics

In the words of then CFTC chief James Stone, the Hunts’ antics had threatened to punch a hole in the “financial fabric of the United States” like nothing had in decades. Writing about the entire episode a year later, Harper’s Magazine described Silver Thursday as “the first great panic since October 1929.”
The trouble was not over for the Hunts. In the following years, the brothers were dragged before Congressional hearings, got into a legal spat with their lenders, and were sued by a Peruvian mineral marketing company, which had suffered big losses in the crash. In 1988, a New York City jury found for the South American firm, levying a penalty of over $130 million against the Hunts and finding that they had deliberately conspired to corner the silver market.
Surprisingly, there is still some disagreement on that point.
Bunker Hunt attributed the whole affair to the political motives of COMEX insiders and regulators. Referring to himself later as “a favorite whipping boy” of an eastern financial establishment riddled with liberals and socialists, Bunker and his brother, Herbert, are still perceived as martyrs by some on the far-right.
“Political and financial insiders repeatedly changed the rules of the game,” wrote the New American. “There is little evidence to support the ‘corner the market’ narrative.”
Though the Hunt brothers clearly amassed a staggering amount of silver and silver derivatives at the end of the 1970s, it is impossible to prove definitively that market manipulation was in their hearts. Maybe, as the Hunts always claimed, they just really believed in the enduring value of silver.
Or maybe, as others have noted, the Hunt brothers had no idea what they were doing. Call it the stupidity defense.
“They’re terribly unsophisticated,” an anonymous associated was quoted as saying of the Hunts in a Chicago Tribune article from 1989. “They make all the mistakes most other people make,” said another.
p.s. credit to Ben Christopher
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Title says it all. Going to suggest a player to be drafted in either the first or second round (or third for HOU at the moment) for each team, along with a player to target in free agency, and a player to potentially trade for.
Trying to avoid overlap as best I can, but some may have similar targets. Resources used include PFF, The Draft Network, and OverTheCap. Enjoy!

Arizona Cardinals (8-8)

Trade Target: DT J.J. Watt, Houston Texans - The last deal between Arizona and Houston worked out well. Why not try again and add a serious piece to their pass rushing arsenal in Watt. An ideal interior fit for Arizona, Watt would help them push for the playoffs in his final seasons in the league.
Draft Pick: C Creed Humphrey, Oklahoma - Reuniting Kyler Murray with his old center for the Sooners would be an excellent move. The Cardinals currently have Mason Cole at center, but could easily slide him over to guard to make room for Humphrey if they wanted a significant upgrade at an underrated position.
Free Agent Signing: TE Jonnu Smith, Tennessee Titans - Arizona would be wise to look at adding Jonnu Smith into the equation on offense. One of the NFL's best after the catch at the TE position, he'd be another fun weapon to slot alongside Murray and Hopkins.

Atlanta Falcons (4-12)

Trade Target: S Tracy Walker, Detroit Lions - With a new regime coming in, Detroit is headed towards an extended rebuild, and acquiring assets for up-and-down players like Walker could be a consideration. Now, still young, Walker has plenty of potential for the Falcons, and if the price is right, could be a tremendous bargain.
Draft Pick: QB Justin Fields, Ohio State - While Matt Ryan will remain the QB of the Falcons next season, due to his contract, the Falcons should plan for the future and add a Georgia native in Fields, one of the better QB's out of college football in recent years. He'd be able to develop behind Ryan under the tutelage of new head coach Arthur Smith.
Free Agent Signing: CB Mackensie Alexander, Cincinnati Bengals - The Falcons do not have positive cap space at the moment (currently projected $30 million over the limit) so even after reworking deals and cutting some players, they'll be bargain shopping more than anything else. PFF projects Alexander to fetch a deal of about 2-years, $6 million, which could be feasible for the Falcons. He'd be a solid veteran presence across from CB A.J. Terrell.

Baltimore Ravens (11-5)

Trade Target: OLB Whitney Mercilus, Houston - I list him in "trade target" as he's technically under contract in Houston going into 2021. However, it's 99% more likely that the Texans cut him and Baltimore pursues him as a newly released free agent. Kind of cheating on my listings, but I like the idea of Mercilus in Baltimore after Houston cuts him. It'd be a coup for Houston if they could get a pick for him. Mercilus is a veteran pass rusher who could step into a role in Baltimore should OLB Matt Judon depart for greener pastures...green meaning money of course.
Draft Pick: WR Rashod Bateman, Minnesota - The idea of Bateman in Baltimore remains one of my favorite potential pairings for any player likely to be selected in the first round of the draft. Similar to Keenan Allen in my opinion, Bateman could become the go-to wide receiver the Ravens lacked last season.
Free Agent Signing: G Jon Feliciano, Buffalo Bills - The Ravens need to bolster the middle of their offensive line, and a tough veteran like Feliciano could be ideal target for the Ravens. With a big contract committed to LT Ronnie Staley, a cheaper veteran like Feliciano could match price tag with talent. Good value for the Ravens.

Buffalo Bills (13-3)

Trade Target: DT Malcom Brown, New Orleans Saints - The Saints are in cap space purgatory, and thus could be looking to offload some decent players like Brown simply to get back under the cap. He's a solid starting DT who could be available for cheap in the Saints push to real in their financial situation. A strong fit next to Ed Oliver on the inside.
Draft Pick: LB Chazz Surratt, North Carolina - Given their limited cap space, the Bills may have to decide between re-signing OT Daryl Williams and LB Matt Milano. If so, a replacement like Surratt could be a smart move for Sean McDermott and co. as Surratt is a quick backer who excels in space and has shown plenty of promise in coverage.
Free Agent Signing: DE Romeo Okwara, Detroit Lions - The Bills aren't loaded with cap space (barely above 0 if the cap stays down at $175 million), but I'd imagine they'll find some ways to free some cap up. If they do, they may want to consider Okwara, a rising pass-rusher, as a replacement for some of their own departing edge rushers. He tallied 10 sacks this season after hitting 7.5 sacks in 2018 in Detroit. While not elite, Okwara's likely a solid value pass-rusher for a contender like the Bills.

Carolina Panthers (5-11)

Trade Target: DT Akiem Hicks, Chicago Bears - The Panthers just drafted DT Derrick Brown, but pairing him and Hicks together could become a dominant duo in the middle of that defense. And with DT Kawann Short a likely cut candidate, Hicks could be an instant upgrade for Carolina.
Draft Pick: LB Micah Parsons, Penn State - Forget the QB position, if the Panthers have the opportunity to land Parsons at 8th overall, they should pull the trigger. He'd be an immediate boost of speed, instincts and athleticism into their linebacker corps, a strong replacement for Luke Kuechly.
Free Agent Signing: TE Gerald Everett, Los Angeles Rams - More of a move tight end than a traditional in-line blocker, Everett could be an exceptional value signing for someone, as he's not likely to command as much money as Hunter Henry or Jonnu Smith, but is a very good player himself.

Chicago Bears (8-8)

Trade Target: QB Jimmy Garoppolo, San Francisco 49ers - Unless the Bears are set to bring back Mitch Trubisky, who played a bit better to end the season but still not strong enough, the Bears should look at the veteran QB market. While Garoppolo has had some injury issues, he's a notable upgrade over Trubisky and could give them a steady veteran presence for a couple of more years.
Draft Pick: OT Christian Darrisaw, Virginia Tech - There's growing buzz that Rashawn Slater could join Penei Sewell in the top-10, leaving him just out of the Bears' grasp. But Darrisaw is quite the consolation prize as he's a first-round caliber offensive tackle himself who could fill a big need for the offense in the Windy City.
Free Agent Signing: WR Sammy Watkins, Kansas City Chiefs - Watkins and Bears head coach Matt Nagy did not cross paths in Kansas City, but a recommendation from Andy Reid could push the two together. The Bears are another team facing some cap complications, and thus may need a cheaper replacement for Allen Robinson on the outside. If so, Watkins has been a strong complimentary receiver who could pair well with rising youngster Darnell Mooney.

Cincinnati Bengals (4-11-1)

Trade Target: G Joe Dahl, Detroit Lions - Finding protection and weapons for QB Joe Burrow is the primary goal for Cincinnati this offseason before they enter the coaching carousel in 2022. Dahl is a strong pass protector who has grown into a quality starter. However, with large contracts for C Frank Ragnow coming up, along with big deals in place for Decker and Vaitai, Detroit may need to send Dahl out for picks.
Draft Pick: OT Penei Sewell, Oregon - There is buzz that Northwestern's Rashawn Slater may be viewed as OT1, and I get the hype, however, I'm sticking with Sewell for now. The Bengals should draft Sewell and get him ready to go as their franchise left tackle in 2021.
Free Agent Signing: CB Troy Hill, Los Angeles Rams - The Bengals have a healthy chunk of cap space, and should use of that to bring back CB William Jackson III. However, they should not stop there, they should also make a push for a quality veteran cornerback like Hill to bolster their defense in the meantime.

Cleveland Browns (11-5)

Trade Target: LB Jaylon Smith, Dallas Cowboys - After looking like an elite linebacker from 2017-2019, Smith had a rough year under now fired defensive coordinator Mike Nolan. A fresh start in Cleveland could be ideal for both teams, as Smith is still young enough, 26 years, to be a strong piece to their defense for years to come.
Draft Pick: DT Daviyon Nixon, Iowa - The Browns are in a strong position at 26th overall to sit and see who the top defensive lineman on the board is. If they're lucky enough for it to be a high potential defensive tackle like Nixon, it'd be an ideal situation to bring him in the replace Ogunjobi. A defensive end like Jayson Oweh or Jaelan Phillips could also work here.
Free Agent Signing: S Marcus Williams, New Orleans Saints - The Browns could use a big upgrade on the back end, and Williams, at only 24 years old, would be a premium add for a team who finally broke through the playoffs. PFF projects Williams to command a deal around 4-years $57 million, and the Browns would likely have the money to make that happen, sitting tenth in cap space this offseason.

Dallas Cowboys (6-10)

Trade Target: CB Mike Hughes, Minnesota Vikings - Hughes was a first-round pick for the Vikings in 2018, but has not lived up to the billing so far. Dallas is in need of several new faces on its defensive backfield, and perhaps a new situation could be best for Hughes to turn his NFL career around. For Dallas, a cheap flier on defense.
Draft Pick: CB Patrick Surtain II, Alabama - The Cowboys defense is a mess at many levels, and so picking a premium defensive player like Surtain would be a wise for Dallas to get things straightened out. He's consistently been pegged as the top corner of this draft cycle and makes a lot of sense in Dallas.
Free Agent Signing: DT Dalvin Tomlinson, New York Giants - The Cowboys ranked 31st in total rushing yards surrendered in 2020, meaning they'll need to make it a priority to find a run-stuffer like Dalvin Tomlinson to get their defense back on track. While most teams are geared towards stopping the pass, you simply cannot be as bad in run stopping as Dallas was and expect to be competitive.

Denver Broncos (5-11)

Trade Target: QB Marcus Mariota, Las Vegas Raiders - An inter-divisional trade for a QB seems unlikely, but it's something for both sides to consider. The Broncos need to find a veteran QB to bring in to push QB Drew Lock, who has shown flashes in his first two years but has so far been too inconsistent to commit to long-term.
Draft Pick: EDGE Joe Tryon, Washington - More likely a second-round selection here, the Broncos should consider finding a player to develop into Von Miller's replacement, given all the complications with their star pass-rusher recently. Tryon has a high motor and excellent athleticism to develop across from Bradley Chubb.
Free Agent Signing: CB Quinton Dunbar, Seattle Seahawks - Dunbar was an excellent player for Washington previously, but did not meet expectations after getting moved to the Seahawks. Should he walk in free agency, perhaps putting him under a solid defensive coach like Vic Fangio could help him get back into the strong form that made him a coveted player in 2019.

Detroit Lions (5-11)

Trade Target: A Big Haul for Matt Stafford - We suggest one later on, but Detroit's in a full-on rebuild with Stafford wanting out. Peter King recently reported that at least five teams would be willing to offer their first-rounder for Stafford. Detroit should turn it into a bidding war and land as many draft picks as they can to bolster their rebuilding efforts.
Draft Pick: QB Trey Lance, North Dakota State - The Lions are moving on from QB Matthew Stafford after he understandably requested out. With Detroit picking at 7th, there's a very good chance that Trevor Lawrence, Justin Fields, and Zach Wilson are all off the board. Thus, unless Detroit makes a bold move up the board, chances are that they go with Lance, who has the potential to be available with their pick. He has plenty of upside to develop into a starting QB behind a veteran QB, say Tyrod Taylor, reuniting with new Lions offensive coordinator Anthony Lynn?
Free Agent Signing: LB Matt Milano, Buffalo Bills - If we were ranking worst position groups in the league, Detroit's LB corps is in strong contention. An outdated group of lethargic old-school thumpers, almost none of Detroit's LB's are capable of playing modern football at a high level. Detroit should invest some cash into someone who is, such as the Bills LB Matt Milano, an excellent backer with range and some ability in coverage.

Green Bay Packers

Trade Target: WR Michael Gallup, Dallas Cowboys - The Packers wide receivers performed quite well after all the criticism Green Bay received after not bringing in anyone for QB Aaron Rodgers. However, good is the enemy of great, and pairing Gallup with Davante Adams would give Green Bay an elite duo in terms of pass catchers.
Draft Pick: LB Nick Bolton, Missouri - If Jeremiah Owusu-Koramoah was here as well, I think he could be another strong option, but Bolton is an excellent linebacker who can fill gaps inside and fly from sideline-to-sideline.
Free Agent Signing: CB Gareon Conley, Houston Texans - Like the Falcons listed earlier, the Packers don't have positive cap space at the moment, and thus any free agent additions will likely be bargain bin deals. I like the example that PFF lists in their free agency preview, suggesting Conley could replicate Ronald Darby's return, taking a year deal with the aims of getting things turned around and landing a larger deal after that. An opportunity in Green Bay seems like a good start.

Houston Texans (4-12)

Trade Target: Every Pick they can get from the Jets - Even hiring a veteran coach like Culley to run the show and attempt to repair the relationship with Watson, it seems unlikely to me that Houston holds on, given the issues between Watson and owner Cal McNair. Thus, if forced to deal him, the Texans should aim to land at least three first rounders from a team like the Jets, who could see Watson as a better player than any of the QB's available behind Trevor Lawrence.
Draft Pick: QB Zach Wilson, BYU - This obviously assumes a trade with the Jets sends #2 overall to Houston. If so, Wilson looks like the next best bet behind Lawrence in my opinion. He, along with the boatload of additional assets that would come along in this trade, should be a solid foundation for Culley and co.'s rebuild.
Free Agent Signing: S Malik Hooker, Indianapolis Colts - The Texans will start their rebuild without any cap space, meaning that taking chances on younger guys like Hooker, 24 years old, to potentially find useful pieces is key. If they can land Hooker to play safety for them on a cheap 1-2 year deal, that'd be ideal for Houston.

Indianapolis Colts (11-5)

Trade Target: QB Matthew Stafford, Detroit Lions - Easy one here. If the Colts had Stafford in 2020 they probably would have replaced the Bills in the AFC Championship Game. Stafford is only 32 years, meaning he still has a strong 4-5 years left to help the Colts' well-rounded roster make a championship push. Surrendering a first round pick and potentially a 2022 3rd (if there competition from others) is a gamble I'd definitely make if I were Chris Ballard.
Draft Pick: DE Patrick Jones II, Pittsburgh - Assuming the Colts use their first on the aforementioned Stafford deal, then finding a balanced edge rusher like Jones would be a great move for Indy. With players like Denico Autry and Justin Houston headed to free agency (and getting old), the Colts would get a terror on the edge with a tremendous motor and tools to develop.
Free Agent Signing: WR Allen Robinson, Chicago Bears - The Colts have a large amount of cap space, second in the league according to OTC's projections. Given that they will need to conserve some of that war chest for internal extensions, they would be wise to replace T.Y. Hilton with a more dominant receiver like Allen Robinson. An offseason adding Matt Stafford and Robinson together should make Frank Reich and Marcus Brady very excited for 2021.

Jacksonville Jaguars (1-15)

Trade Target: WR Odell Beckham Jr., Cleveland Browns - If the Browns are preparing to move on from Beckham Jr., then perhaps sending him down to Jacksonville to pair up with Urban Meyer could help get him playing elite football again. After posting 1,000 yard season in 3 of the previous 4 seasons, an injury once again cut his year short.
Draft Pick: OT Dillon Radunz, North Dakota State - Not at #1 overall obviously. We all know that will go to QB Trevor Lawrence. However, with the Rams 1st round selection (acquired via the Jalen Ramsey trade), the Jaguars should look to use it on an upgrade to their offensive line in the form of Radunz.
Free Agent Signing: OLB Shaquil Barrett, Tampa Bay Buccaneers - Provided new defensive coordinator Joe Cullen brings a Ravens style 3-4 defense with him, then adding a premier OLB like Barrett while K'Lavon Chaisson develops would be a great move for Jacksonville. With the NFL's lead in cap space, Jacksonville could afford Barrett along with some other instant contributors.

Kansas City Chiefs (14-2)

Trade Target: WR Anthony Miller, Chicago Bears - The Chiefs could easily lose WR Sammy Watkins to free agency, leaving an opening for another wideout to join the rotation. Miller has been fairly productive in Chicago, and could be a solid option to join Tyreek Hill and Travis Kelce in Andy Reid's passing attack.
Draft Pick: G Alijah Vera-Tucker, USC - Vera-Tucker gets mocked to the Chiefs a lot, and it makes perfect sense why. A premier offensive line talent, he has some versatility after playing tackle for the Trojans. While I think his best fit is inside, he'd be an ideal player for Kansas City to add to bolster their protection after investing so much in QB Patrick Mahomes.
Free Agent Signing: C Ted Karras, Miami Dolphins - The Chiefs will also be bargain bin hunting, as they're currently over the cap by $18 million. Thus, a starting caliber center like Ted Karras could prove useful for the defending Super Bowl champs (at this point). Karras signed with the Dolphins for only $3 million last season, and a similar deal with KC could be an absolute bargain when all is said and done.

Las Vegas Raiders (8-8)

Trade Target: DT Akiem Hicks, Chicago Bears - I mentioned Hicks for the Panthers as well, but he'd be a great add for either team, perhaps even more so for the Raiders, who could easily see DT Johnathan Hankins depart in free agency. A disruptive player in the middle, he'd be a nice add in Las Vegas.
Draft Pick: EDGE Azeez Ojulari, Georgia - After shockingly selecting DE Clelin Ferrell at fourth overall in 2019, the Raiders have still been searching for a game changer at DE to go alongside the productive efforts of Maxx Crosby. Ojulari profiles as a high potential pass rusher to scratch that itch for Jon Gruden and co.
Free Agent Signing: S Anthony Harris, Minnesota Vikings - The Raiders may have to get creative to free up the cap space to land Harris, as they're currently over. But if they can do it, he'd be an ideal player to add to the Vegas' defense, now led by defensive coordinator Ken Whisen...uh...Gus Bradley. Harris is an elite free safety who would pair well with Jonathan Abram.

Los Angeles Chargers (7-9)

Trade Target: DT Danny Shelton, Detroit Lions - Shelton struggled in Detroit, but frankly, everyone on Patricia's defense did. Before that, Shelton posted strong results as a 3-4 interior gap-plugger, doing a quality job for both the Browns and Patriots before him. With Linval Joseph on the decline, adding a younger replacement for cheap could be in store.
Draft Pick: G Wyatt Davis, Ohio State - LA needs a couple of new starters on its offensive line, and if the tackles fly off the board before they can get one at 13th overall, then perhaps a top notch guard could also suffice. Davis has been a consistent player for the Buckeyes and projects as an instant impact lineman for someone at the next level.
Free Agent Signing: OT Alejandro Villanueva, Pittsburgh Steelers - A sturdy, veteran left tackle should be a big priority for the Chargers, as the imperative to protect QB Justin Herbert is high. After a breakout season for Herbert, he gives the franchise a ton of optimism under new head coach Brandon Staley. Keeping him upright is something Villanueva would do well at.

Los Angeles Rams (10-6)

Trade Target: QB Gardner Minshew, Jacksonville Jaguars - The Rams are in a pickle with QB Jared Goff. He has not been a strong point for the team recently, but his contract is a bit too heavy to move right now. Thus, a cheaper way to acquire some genuine competition for Goff could be to trade for the affordable Minshew, a solid starter in his own right. Jacksonville will be bringing in Trevor Lawrence anyways to replace him, so perhaps acquiring a pick or so to send him out could be a wise move.
Draft Pick: EDGE Quincy Roche, Miami - Provided that new defensive coordinator Raheem Morris isn't changing the scheme outright, Roche would be an excellent fit at 3-4 OLB in LAR. He's a dynamic pass rusher with excellent physical traits. If he falls to the Rams in the second-round they shouldn't think twice about selecting him.
Free Agent Signing: LB Jarrad Davis, Detroit Lions - The Rams are another team already over the cap, so not a lot to spend on. However, they could use some help at inside linebacker, and Davis projects to be a relatively cheap piece to take a gamble on. Physically impressive, he's struggled with the mental side of the game. If Morris can get him sorted out, it could be excellent value.

Miami Dolphins (10-6)

Trade Target: WR Julio Jones, Atlanta Falcons - The Dolphins will likely have the opportunity to draft a premier wide receiver in the first round, but could also use some of their stockpile to add an established star like Jones. Giving Tua as many options as you can is a wise move.
Draft Pick: RB Najee Harris, Alabama - Reuniting Harris and Tua in a backfield would fill a big need for the Dolphins. Whether taking him with their second selection in the first round or hoping he drops to the second, Miami should get serious about finding a talented running back,
Free Agent Signing: G Joe Thuney, New England Patriots - The Dolphins still have a decent amount of cap space (8th in the league) and could easily use some of that to target an upgrade to the interior of their offensive line by adding Thuney. Thuney crossed paths with Dolphins head coach Brian Flores in New England, and a reunion down south could be profitable for both parties.

Minnesota Vikings (7-9)

Trade Target: DT Tyquan Lewis, Indianapolis Colts - Lewis may not be on the trade block, but the Colts have both defensive tackles locked up ahead of him (Buckner, Grover Stewart). Perhaps they'd consider moving a young, promising 3-technique if Minnesota put together a quality offer for him. He'd instantly fill a need for the Vikings.
Draft Pick: EDGE Gregory Rousseau, Miami - With the failed Yannick Ngakoue tenure, the Vikings still need to find a premium pass rusher. Rousseau sat out 2020, but was dominant the year before and projects as a highly athletic piece for Zimmer to develop.
Free Agent Signing: OT Matt Feiler, Pittsburgh Steelers - Feiler offers a lot of versatility, which works great for Minnesota, as they could insert Feiler as a starting tackle, or slide G Ezra Cleveland into the LT position and put Feiler in at guard. Either way, a relatively affordable upgrade on the OL.

New England Patriots (7-9)

Trade Target: TE Zach Ertz, Philadelphia Eagles - The Eagles are another team finding themselves in a less-than-ideal cap situation, and thus, will likely explore moving a top player like Ertz. While the Patriots have drafted a handful of decent role players at TE, they've lacked a player of Ertz's caliber. He'd be a nice upgrade to help whomever the Patriots land at QB.
Draft Pick: WR Jaylen Waddle, Alabama - It seems unlikely that Devonta Smith or Ja'Marr Chase slip to New England, but I'd imagine they'd be perfectly content with a potential stud like Waddle to bolster their mediocre group of pass catchers. He's a very smooth player with a lot of potential.
Free Agent Signing: QB Andy Dalton, Dallas Cowboys - Dalton got off to a rough start with Dallas in relief of QB Dak Prescott, scoring a total of 13 points in 2 games while throwing 1 touchdown to 3 interceptions. However, he was admirable after that, throwing 13 touchdowns to 5 interceptions while posting a 4-3 record over that stretch. Dalton could be an upgrade over Cam Newton for New England while they hunt for a new franchise QB to replace Tom Brady.

New Orleans Saints (12-4)

Trade Target: Draft Picks for Kwon Alexander, Nick Easton, or Latavius Murray - The Saints game isn't necessarily who they should bring in, but if they can get picks for some players with bloated contracts that they may need to cut. If they can score some late-round picks to move these guys (or others) elsewhere, they need to pull the trigger.
Draft Pick: WR Kadarius Toney, Florida - While it seems like the hype train on Toney has left the station, it'd be incredible if he slipped to the Saints at 28th overall in this draft. An explosive player, he'd be an ideal partner for WR Michael Thomas, giving Taysom Hill or maybe Jameis(?) some excellent weapons.
Free Agent Signing: TE Jacob Hollister, Seattle Seahawks - The Saints, as mentioned, are in cap purgatory. Their signings will be quite minimum once they make the trades, cuts, and restructures required to get them back under the cap. However, one cheaper option could be a solid TE like Hollister, as TE Jared Cook is set to depart. Putting up 25 catches including 3 touchdowns at a price tag a shade over $3 million could be in New Orleans price range.

New York Giants (6-10)

Trade Target: G Gabe Jackson, Las Vegas Raiders - Jackson has been rumored to be available for a little while now. Not yet 30 years old, he's a steady veteran option on the interior of any offensive line and would fit quite well with the Giants.
Draft Pick: WR Devonta Smith, Alabama - If the Dolphins don't take Smith, the Giants certainly should. Ensuring that QB Daniel Jones has the weapons he needs to grow into the franchise QB role is pertinent. Smith is a stud pass catcher and would be an excellent pick if he were on the board at 10th overall.
Free Agent Signing: EDGE Matt Judon, Baltimore Ravens - The Ravens have let a handful of pass rushers walk, and if they do so with Judon this year, the Giants should go get him. While Yannick could also be a Ravens OLB on the market, Judon fits Joe Judge's style a little bit more than Yannick does, and could be available for cheaper, which is important for another cap squeezed team like the Giants.

New York Jets (2-14)

Trade Target: QB Deshaun Watson, Houston Texans - As I do think Justin Fields or Zach Wilson can be good franchise QB's, Watson already is an exceptional one. The Jets should put together a package of picks to go land the beleaguered QB and unite him with Robert Saleh, whom he listed as one of the guys he originally wanted Houston to interview.
Draft Pick: WR Amon-Ra St. Brown, USC - Assuming the Jets send both first-round selections to the Texans in the hypothetical Watson trade, the Jets would still have a premium pick to start off the second-round, one they should use to add a top tier WR like St. Brown who could be a star quickly.
Free Agent Signing: CB William Jackson III, Cincinnati Bengals - If the Bengals can't lock Jackson up to an extension before free agency, the Jets should throw some cash at him to be a foundational piece of Saleh's defense in the Big Apple.

Philadelphia Eagles (4-11-1)

Trade Target: Draft Picks for Zach Ertz, DeSean Jackson, and Alshon Jeffery - Like the Saints, the Eagles probably should focus on offloading bloated contracts rather than bringing anyone in. The cheap rookie contracts that draft picks provide will be needed to steer themselves out of cap purgatory.
Draft Pick: WR Ja'Marr Chase, LSU - The Eagles and Chase are an ideal fit, and new head coach Nick Sirianni sure could use the big play ability that Chase provides. Whichever QB ends up getting the start, they'll be happy to have a guy like Chase to throw to.
Free Agent Signing: CB Bashaud Breeland, Kansas City Chiefs - The Eagles have a horrific cap situation themselves, and thus, a lower-end veteran like Breeland can give them a solid starter at an affordable price as the Eagles try and sort out their defense.

Pittsburgh Steelers (12-4)

Trade Target: QB Sam Darnold, New York Jets - The Steelers may have brought in Dwayne Haskins, but frankly I have little faith there. Instead, they should call up the Jets to figure out what Darnold will cost them. One season behind Roethlisberger in his final go could be a great change of pace for Darnold before taking over.
Draft Pick: RB Travis Etienne, Clemson - Everyone is too cool for elite running backs in the wannabe scouting world. But Etienne is a stud, and the Steelers need a big upgrade at running back. If they don't like their options for QB late into the first, they should give serious weight to taking Etienne and landing an elite player rather than reach for a lesser player elsewhere.
Free Agent Signing: G Elijah Wilkinson, Denver Broncos - Wilkinson had a very rough 2019 season, but has been a good deal better in 2020. He's still on the younger end, not even 26 years old, and could be an affordable gamble for Pittsburgh, who also needs to find their way back under the cap ($35 million over).

San Francisco 49ers (6-10)

Trade Target: QB Matthew Stafford, Detroit Lions - If the Colts don't land Stafford, the 49ers absolutely should. Pairing Stafford and Kyle Shanahan would be fun to watch, and he'd be a much most consistent player for the 49ers than the oft-injured Jimmy G. It's a big move, but one Shanahan may want to consider to make another championship run.
Draft Pick: CB Caleb Farley, Virginia Tech - If the 49ers don't move for Stafford and keep their first-round selection, they should target a top tier corner like Farley as they have a handful of corners (Sherman, Witherspoon, Williams) set to hit the open market.
Free Agent Signing: DT Shelby Harris, Denver Broncos - The 49ers top priority should be retaining OT Trent Williams, but after that, adding a veteran pass rusher on the interior could be a good move. Harris has been a consistent player for Denver, but has yet to be rewarded with a big opportunity, something he could get here alongside Nick Bosa and Arik Armstead.

Seattle Seahawks (12-4)

Trade Target: DT Jonathan Allen, Washington Football Team - I'm not sure the Football Team would move him, but he is on the final year of his deal, and Washington's going to have weigh future deals for DE's Montez Sweat and Chase Young into the equation. If they aren't willing to pony up for three studs on the defensive line, they may look to add some picks in exchange for Allen.
Draft Pick: CB Greg Newsome II, Northwestern - A late riser up the board after a stellar junior year in Evanston. Newsome has ideal size (6'1, 190 lbs) for Seattle and could help fill a gap if they have to choose between Shaquill Griffin and Quinton Dunbar.
Free Agent Signing: DE Carl Lawson, Cincinnati Bengals - A really good fit here, as the Seahawks very much need some pass-rushing help. Lawson has been an excellent player for the Bengals and could find the chance to compete in the playoffs if he heads west for Seattle.

Tampa Bay Buccaneers (11-5)

Trade Target: QB Sam Darnold, New York Jets - The Bucs are another team that should explore the asking price for Darnold. While Brady is still winning his battle against time, it seems unrealistic to expect it to continue for too much longer. The Bucs could potentially land his heir apparent in Darnold.
Draft Pick: Christian Barmore, Alabama - Between Barmore and Daviyon Nixon, I think both have a case to make as DT1 in this class, but Barmore projects as a bit better fit to Todd Bowles' 3-4 defense than Nixon does. The Bucs add an impact defensive lineman to pair on the inside with Vita Vea, giving them flexibility in replacing Ndamukong Suh.
Free Agent Signing: OLB Tyus Bowser, Baltimore Ravens - The Bucs have a good chunk of cap space available, but will need to prioritize some re-signings like LB Lavonte David, OLB Shaq Barrett, and TE Rob Gronkowski. Thus, they may not have a lot of cash to throw out there after bringing back some of their own. Bowser is a good value to add as a rotational pass rusher, scoring some decent grades from PFF as a backup for Matt Judon and Yannick in Baltimore. An expanded role in Tampa could pay off for both sides.

Tennessee Titans (11-5)

Trade Target: OLB Jacob Martin, Houston Texans - As sad as it is, Martin's 3 sacks in 2020 would have led the team for Tennessee. In a passing era, you need to get after the QB better than the Texans are doing. While team's are hesitant to trade within the division, the Texans should be more focused on acquiring picks to rebuild, which they could get by moving a decent rotational pass-rusher.
Draft Pick: OLB Joseph Ossai, Texas - Really the Titans should be focused on landing a high potential pass-rusher, and Ossai figures to be a hot name in that range. He's a springy pass rusher who can inject some life into one of the league's worst team's at getting to the QB.
Free Agent Signing: WR T.Y. Hilton, Indianapolis Colts - After a strong season in 2020, WR Corey Davis seems a bit unlikely to return, as he'll likely fetch more on the market than the Titans can afford to pay him. Thus, they should consider adding a veteran replacement to pair with budding star A.J. Brown at wide receiver.

Washington Football Team (7-9)

Trade Target: QB Deshaun Watson, Houston Texans - Another team I think should really make a push for Watson. It'll cost them at least a 2021 and 2022 first-round pick, along with probably another second and DT Jonathan Allen or some other player. It could definitely cost more than that! But Watson would solidify Washington as the top team in the NFC East for the next few years. With QB and DE locked in with Watson, Sweat, and Young, this could be a potential dynasty in the division.
Draft Pick: OT Teven Jenkins, Oklahoma State - A potential second-round target, Washington should look to find a developmental tackle to eventually slot into their lineup. Morgan Moses and Cornelius Lucas were a solid pairing last year, but both are about to turn 30 years old, and Jenkins has a lot of potential. A year to develop before taking a spot in the starting lineup would ideal for everyone involved.
Free Agent Signing: WR Kenny Golladay, Detroit Lions - Washington managed to build a passing attack out of Terry McLaurin and a handful of role players at RB and TE. While it worked in 2020, it does not seem very sustainable, as Washington should use its cap space to bring in a premier WR to pair with Terry McLaurin. Pairing up McLaurin's speed with Golladay's ability to go win contested balls is an ideal complementary pairing.

1 - Jacksonville Jaguars - Trevor Lawrence, QB, Clemson - At this point, the only way Lawrence wont go first is if the Jags somehow write the wrong name on the card.
2 - New York Jets - Justin Fields, QB, OSU - Zach Wilson vs Justin Field has become a hotter debate in recent times, with mocks seems to split 50/50 on which of the 2 will go before the other. This one will likely end up coming down to preference, but personally I prefer Field’s upside and athleticism. Still, it’ll probably end up being a close call overall.
3 - Carolina Panthers (via MIA via HOU - sends 1.08, 3.73, 2022 CAR 1st, 2022 CAR 2nd, for 1.03) - Zach Wilson, QB, BYU - This seems like a lot at first glance, but I’d bet on the Panthers being much improved next year with the return of a healthy McCaffery and Joe Brady/Matt Rhule having another year to establish their system. What that means is that if the Panthers can improve at QB, they could be a legitimate playoff contender. Teddy Bridgewater is not the answer, and IMO when you have someone as good as CMC, you need to give him a good QB. The Panthers don't want to end up like the Vikings, sticking a bunch of mediocre at best QBs next to their stud RB.
4 - Atlanta Falcons - Trey Lance, QB, NDSU - I know there’s a large portion of Falcons fans who really want to go anywhere but QB here, but how much longer can Matt Ryan play at a high level? With the 2022 QB class still full of question marks, grabbing your guy of the future right now would be a prudent move. Its instant gratification vs long term strategy. And with the success of raw QBs at the next level under proper development, Trey Lance looks like a solid bet. He’s got a great arm, and plays smart enough to only have a single interception in his college career. There’s a serious ceiling here, and he could absolutely benefit from learning from Matt Ryan for a year. Arthur Smith completely revitalized Tannehill as well, so maybe he could turn Lance into a stud.
5 - Cincinnati Bengals - Penei Sewell, OT, Oregon - Seems like it ends up working out for the Bengals, who really need to protect Joe Burrow. There’s been whispers that teams have Rashawn Slater over Sewell currently, but I partially chalk that up to prospect fatigue. IMO Sewell’s the best OT in the class, and although he’s got areas he can improve, his body of work is utterly dominant currently. If he can polish up his technique and stay healthy, he’ll be a godsend to the Bengals OL.
6 - Eagles - Ja’Marr Chase, WR, LSU - DeVonta Smith has been crazy this year, but it seems like people have forgotten Ja’Marr Chase was just as dominant last year too. Honestly, the Eagles really can't go wrong here with either WR, but IMO Chase is more of a sure thing to be dominant in the NFL, as minute of a difference as that is.
7 - Detroit Lions - DeVonta Smith, WR, Alabama - After that insane performance against Ohio State, I don't think the Lions can pass up on Smith here, even as bad as their defense is. With their entire WR corps being possible FAs, they need to find replacements ASAP, especially if they cannot find a way to agree to a deal with Kenny Golladay. As for Smith well, he’s a beast. Plain and simple. Y’all saw what he did to Ohio State in just one half.
8 - Houston Texans (Via MIA via DET - Sends Deshaun Watson, 2022 HOU 3rd for 1.08, 2.50, 2022 MIA first, 2023 MIA first, Tua Tagovailoa, salary fillers) - Kwity Paye, EDGE, Michigan - The Dolphins send away Tua + a ton of picks for a shiny new franchise QB, and the Texans begin their rebuild. First up is addressing the defensive line. JJ Watt is very likely gone, Whitney Mercilus is done, and Jonathan Greenard has disappointed. They need someone who can make a serious impact, now. Kwity Paye has been one of the most dominant players in college football, with an insane pressure rate, and is a supposed athletic freak who runs a sub 6.8 3 cone at 6’4’’, 272, with some claiming it being as low as 6.37. No matter what the time ends up being, it's utterly insane for someone of his size, and he could likely play the same role that Watt does for the Texans.
9 - Denver Broncos - Micah Parsons, LB, Penn State - The Broncos do really need CB, but there’s a pretty big hole in the middle of the defense next to Alexander Johnson. Josey Jewell isnt a 3 down LB, and it's really hard to pass up on Parsons here, an elite LB who can be the tonesetter of the Broncos defense from day one. Pairing up Parsons and Johnson should give Denver two monsters in the middle of the defense.
10 - Dallas Cowboys - Caleb Farley, CB, Virginia Tech - Now that Dan Quinn’s the new DC, meaning that they’ll be running a ton of Cover 3. And with how much Quinn loves his physical/athletic CBs who can play both man and zone, Caleb Farley is the natural pick here IMO. He’s sticky as glue, with fluid hips and a size profile that NFL teams dream of, perfect for pattern-match that should be used a lot in Dallas next season. His zone coverage does need a little work, but the Cowboys will likely be doing mostly spot-drop zone, which is pretty simple to pick up, and outside of injury concerns, Farley should be a huge help for the Dallas defense.
11 - New York Giants - Jaycee Horn, CB, South Carolina - The Giants love their press man coverage, but were forced to run zone a lot last year due to how bad their cornerbacks were outside of James Bradberry. Jaycee Horn fits their preferred scheme, and also shores up that huge hole at CB2 that they have. No CB in the class is as good as disrupting WRs at the LOS as Horn is, and he’ll be a great addition to what was a surprisingly good defense last year.
12 - San Francisco 49ers - Patrick Surtain, CB, Alabama - The 49ers have 0 CBs under contract next year. They need building blocks now, especially with Robert Saleh now gone. Patrick Surtain fits into their zone heavy system perfectly. He’s got elite ball skills, is consistently disruptive, and can stick to WRs like glue. He’d be the perfect guy to replace Richard Sherman if the 49ers cant bring him back, and should be able to slot in at CB1 or CB2 immediately.
13 - LA Chargers - Rashawn Slater, OL, Northwestern - Slater’s a guy who's been getting a ton of hype in recent times, with some even putting him above Sewell. How much of that is real and how much of it is smoke? Hard to say at this point, but I do know that he’ll be an upgrade no matter where he slots in for the Chargers. Protecting Herbert should be there #1 priority right now, especially for the terrible LA OL. Slater should be a fantastic player for the Chargers from day 1.
14 - Miami Dolphins (Via Minnesota Vikings - sends 1.18, 3.82 for 1.14) - Jaylen Waddle, WR, Alabama - Miami goes ALL in here. With Watson now on the roster, their window is now, and they treat it with urgency, giving up some more draft capital to grab the last of the 3 main stud WRs in the class. Jaylen Waddle fits what Miami needs right now, a speed demon joystick who would be what Will Fuller was for Watson in Houston, a connection that was lethal even with Fuller being injured constantly. Watson to Waddle should be one of the deadliest partnerships in the league, turning the Miami offense into a high powered scoring machine.
15 - New England Patriots - Mac Jones, QB, Alabama - Mac Jones is a guy who’s worked his way from fringe QB prospect all the way up to R1 guy. I'm not sure if the NFL likes him as much as most people in the draft community do, but he’s a smart QB who was instrumental in leading the Crimson Tide to a National Championship. I’d say he grades out pretty well at all the important areas of being a QB, like his arm, going through progressions, that kind of thing. This only big flaw IMO is his ability to extend plays, but the Patriots have the OL to shore up that weakness. The main question here is how will Mac Jones play without any solid WRs? The Patriots receiving corps is barren, so that will be something that must be addressed soon.
16 - Arizona Cardinals - Wyatt Davis, OG, Ohio State - The Cardinals offensive line seems to consistently lose at the LOS, something that was a huge part in them not making the playoffs. With that in mind and all of the top 3 CBs long gone, they grab the mauling OG out of Ohio State, an absolute mauler who can hit hard to create space in the run game. He’s a great fit for the Cardinals run game, and should give them some of the nasty they’ve been lacking.
17 - Las Vegas Raiders - Jeremiah Owusu-Koromoah, LB, Notre Dame - It's hard to say what the Raiders will go with, as Mayock has not been on the job that long, but this is a pick that I agree with Daniel Jeremiah on. The Raiders lack that dynamic linebacker who can move around and cover everything, and JOK should be able to line up all over. He’s perfect for an NFL that seems to value positionless players more, and especially for a Raiders defense that’s going to be stuck against Travis Kelce for the near future.
18 - Minnesota Vikings - Gregory Rousseau, DE/DT, Miami - When your sack leader is a guy you traded away half way through the season, there's a problem. That Vikings defense was inexcusably bad this year, even with the loss of Danielle Hunter, and basically cost their offense a shot at the playoffs. They need to add some juice to the pass rush ASAP. Gregory Rousseau would be perfect, a raw and crazy athletic player who can line up all over the defensive line to wreak havoc. Considering Minnesota turned one athletic freak into a stud, they should have confidence that they can make Rousseau great too, and he’d be a wonderful addition, especially considering the fact that the Vikings have moved around their edge rushers to exploit mismatches, most notably against the Saints.
19 - Washington Football Team - Christian Darrisaw, OT, Virginia Tech - There doesn't seem to be a solid answer at QB available here for Washington, so they look to bolster up their trenches in order to replace the departed Trent Williams. Darrisaw has the size and length to be a fantastic NFL tackle, along with an extremely strong anchor and some great agility for his size. His technique needs to be cleaned up a little, but he could easily lock down the LT spot for Washington in the future.
20 - Chicago Bears - Rashod Bateman, WR, Minnesota - Allen Robinson is gone, leaving a huge hole at WR1 for Chicago. Seeing as there’s not really a great way to fix Chicago’s QB situation, they instead look to try and make the most of their closing window. Rashod Bateman should come in and be the WR1 for Chicago, a great route runner with sure hands who can snag a ball and some more yards after the catch. Hopefully Trubisky builds a much better connection with him than he did with Arob.
21 - Detroit Lions (Via IND - sends Matthew Stafford for 1.22, salary filler) - Zaven Collins, LB, Tulsa - The Lions defense really needs help at LB. Jarrad Davis is probably starting again, but Tavai really shouldnt be. Zaven Collins can step in and be the best LB in the Lions from day 1, an absolute freak athlete who can cover, can stop the run, and even has a pass rushing upside. He’s the perfect chess piece for the new Lions defense to build around, and should be an immediate impact player from day 1.
22 - Tennessee Titans - Daviyon Nixon, DT, Iowa - The Titans need pass rush in every capacity, and that includes from the defensive line. Jeffery Simmons is a monster, but he doesn't get much help. He’d pair up great with Daviyon Nixon, a freak athlete out of the B1G who excels most when he gets to pin his ears back and just attack the QB. His ability to cause issues down the middle should help alleviate the Titans pass rush issues somewhat.
23 - New York Jets (Via SEA) - Kyle Pitts, TE/WR, Florida - The Jets just need to add weapons to their team at this point. Their WR corps has little promise outside of maybe Mims, and their TE corps is equally barren. Pitts addresses both of those issues at once. Able to play all over the lineup, Pitts can work as both a huge WR and a TE, able to consistently beat coverages and get catches against defenses. He’ll be a great weapon for Fields to utilize, a truly dynamic threat who could be one of the best receivers on the Jets from day 1.
24 - Pittsburgh Steelers - Liam Eichenburg, OT, Notre Dame - A lot of the Steeler’s tackle depth, most notably starting LT Alejandro Villenueva, will be lost to FA, and Pittsburgh needs to address that ASAP. Liam Eichenburg isnt the most athletic OT with a crazy high ceiling, but he’s a solid technician who should be able to start from day 1, perfect for a contending team like the steelers.
25 - Jacksonville Jaguars (via LAR) - Samuel Cosmi, OT, Texas - The Jaguars need to protect their investment, especially with Cam Robinson a question mark to be back due to his poor play. Protecting a young QB should be the #1 priority after landing one, and Cosmi is a tantalizing prospect to add. He’s got plenty of athleticism and a frame that’s waiting to be filled out, a solid pass blocker who can deal with speed rushers really well. He’s a high ceiling prospect who could become a great LT and lock down Tlaw’s blind side for the future.
26 - Cleveland Browns - Jaelen Phillips, EDGE, Miami - Sometimes it just feels like the Browns defensive line is just Myles Garrett. That can't stand. The Browns need to give Garrett some help in the pass rush, and that's why they pick Jaelen Phillips. There’s a lot of injury concerns here, but if Phillips can stay healthy, he’s an absolute MONSTER in the pass rush, having notched 8 sacks in just 5 games this year. If he can stay on the field, he and Garrett should give opposing offensive lines some serious headaches.
27 - Baltimore Ravens - Alijah Vera-Tucker, iOL, USC - The Ravens need to bolster their offensive line more. After the loss of Marshall Yanda, the Ravens offensive line has taken a notable step back, and Ronnie Stanley’s injury certainly didn't help there. AVT’s easily BPA at this point, an interior beast who is a stone wall with excellent hand usage. He should be able to make the Ravens offensive line even better, and boost their already lethal run game to higher levels.
28 - New Orleans Saints - Kyle Trask, QB, Florida - Im sorry, I don't think Taysom Hill is an NFL level QB. Especially not for a title contender. Drew Brees is retired, and I doubt Winston will be back. That means QB is the most glaring hole in NO. Kyle Trask might never be Patrick Mahomes, but he’s a good solid player who can make accurate passes, adjusts to pressure well, and is willing to extend plays. With the Saints filled with weapons and talent, Trask should be a good enough game manager to help the Saints be contenders for the rest of their window.
29 - Green Bay Packers - Levi Onwuzurike, DT, Washington - Kenny Clark and Keke Kingsley are building blocks along the defensive line, but the Packers could afford to add some depth. Onwuzurike has been mocked in the first by DJ, and he tends to have his ear to most NFL team’s pulse. Onwuzuriki’s calling card is his length and athleticism, which combined with his explosiveness and motor results in him just running over people at times. He does need to improve his power and add more consistently, but the addition of Onwuzurike could make the Packers defensive line a force as good as the Steelers DL.
30 - Buffalo Bills - Travis Etienne, RB, Clemson - The Bills just need playmakers especially in the run game, and Etienne is one of the best pure playmakers in the class. He’s an explosive threat who must be addressed at all times, or else he could break free and gash the defensive for serious yardage. His acceleration and contact balance make him a problem to tackle, and with supposed 4.3 speed, defenders won't be able to catch him once he gets into open space. He’s no slouch in the pass game either, putting up solid production at Clemson and flashing the ability to run a few option routes. The Bills already have their Jim Kelly and Andre Reed in Josh Allen and Stefon Diggs. Time to add the Thurman Thomas of the trio, and turn Buffalo into an offense that can toe to toe with the Chiefs.
31 - Tampa Bay Buccaneers - Jalen Mayfield, OT, Michigan - Donovan Smith is very likely gone this year, meaning that Tampa would have a hole at one of the tackle spots opposite of Wirfs. No matter if they move Wirfs to LT or keep him at RT, Mayfield would be a great get opposite of him. Mayfield’s a dependable run blocker who has good feet, and although he's not finished just yet, if Tampa can utilize his athletic gifts to the fullest, he’d be a great compliment to their current franchise OT.
32 - Kansas City Chiefs - Joe Tryon, EDGE, Washington - Joe Tryon’s another player who is apparently well regarded according to DJ. He’s shown flashes of being a great pass rusher, but he’s really still a WIP in most areas, especially as a run defender. However, he does fit the mold of what the Chiefs want in their pass rushers, standing at 6’5 262. Kansas City does need the help on the EDGE, and they can afford to take a gamble here, considering the Mahomes led offense should be able to easily cover up any defensive deficiencies for the next few years.

If you want to just get to the goodness, you can view the entire sheet here
So I did one of these about a month ago and found some really great conversation. I didn't get to do another before the regular season ended, but my predictions should actually get a bit better due to knowing the full draft order and how some FOs are changing around. Let's go team by team
AFCW
KC - We start with the defending champion, who seek to replace their offensive and special teams coaches with internal hires: QB coach Mike Kafka and Asst ST Coordinator Andy Hill. Nothing surprising here. They enter the offseason just a bit over the cap, but restructures to Eric Fisher and Tyrann Mathieu should help fix that. They also bring in veteran AJ Green to start across from Tyreek Hill on a cheap one year deal. The draft helps the team maintain their strong offense. Two of their first three picks are on the OL, one on Irish tackle Liam Eichenberg and the other on Crimson pivot Landon Dickerson. Marshall adds depth to a depleted WR room. Spagnuolo has run a great unit despite a lack of high capital talent. He'll continue to do so with depth pieces in LB Browning, CB Griffin, and DE Sanders.
LAC - The Chargers should hire the man that can turn around an undisciplined team. That man is Chiefs ST coordinator Dave Toub, who brings in Chad O'Shea to run his offense and Lovie Smith to run his defense. The rest of the transactions are centered around building a team to help Herbert suceed. Hunter Henry is retained and David Andrews is brought in to shore up the OL. VT rookie Christian Darrisaw and BC guard Alex Lindstrom add to this quickly improving unit. I don't think I need to justify most of the other picks. Florida kicker Evan McPherson is brought in to replace a kicking unit that was only 53% from 40+.
LV - The Raiders' first act is to bring in Packers DB coach Jerry Gray, who has overseen the elite seasons of Jaire Alexander (20), Xavier Rhodes (17), and Alterraun Verner (13). Gruden and Mayock have been vocal about wanting to improve the secondary play, and Gray should be able to do just that. The Raiders are also able to free up space by cutting Tyrell Williams and Jeff Heath, as well as by restructuring Trent Brown. They add Sammy Watkins and Tevin Coleman to their depth chart. In the draft, they add my favorite safety in Oregon's Jevon Holland, who is a nickel/S hybrid with great physicality. They also add DT Jay Tufele, DE Carlos Basham, and DE Xavier Thomas to an underwhelming front 4.
DEN - Elway's decision to step back as the GM is complimented by the hiring of former Falcons' GM Thomas Dimitroff, who has shown the ability to build a SB caliber roster and isn't afraid to be aggressive to get the right pieces for his team. Dimitroff starts his tenure by signing S Justin Simmons to a multi-year deal, as well as adding veterans Richard Sherman and Gus Edwards in free agency. He sits still with his first draft pick, adding the draft's top CB in Patrick Surtain before bringing the guns out and trading up to 30 to draft Florida QB and Heisman candidate Kyle Trask. While Trask doesn't bring the elite upside of someone like Fields or Lawrence, he proved he was more than capable of reading defenses and winning games. Dimitroff also drafts OT Brady Christensen, LB Dimitri Moore, and DE Tyreke Smith before the draft is over.
AFCN
PIT - Despite a stellar season, the Steelers are able to enter free agency with their full coaching staff in tact. They start by extending DPOY TJ Watt through 2025, as well as re-signing Al V to a cheap deal and cutting Steven Nelson and Eric Ebron. The Steelers are quietly full of holes, but their draft helps them fill them. Star RB Najee Harris falls to them at 28, and mammoth OT Daniel Faalele and CB TJ Carter are right behind him. QB Desmond Ridder gets picked up in the 4th. Ridder is a high upside athlete with a very inconsistent arm. He's a cheap gamble at a QB of the future. They also add punter Max Duffy from Kentucky.
CLE - With plenty of cap and all of their picks, Berry and Stefanski are able to spend their first full offseason building off their 2020 success. They re-sign DE Vernon and LB Butler while extending QB Mayfield and RB Chubb. They also trade away David Njoku to the Jets for a 4th, and they add S Keanu Neal and DT Suh in free agency. The draft falls their way. They grab the uber physical slot corner Shaun Wade in the 1st before coming around for Pitt DT Jaylen Twynam. I know this FO doesn't care about LB, but McGrone at 87 is too good a value to pass up.
BAL - EDC is busy this offseason. With plenty of cap space to play with, he is able to start off by re-signing Ngakoue and extending Lamar Jackson. He then adds two key offensive pieces in WR Allen Robinson and C Ted Karras. The Ravens have a solid draft. They pick up Texas LB Joseph Ossai, who is a mean power rusher to replace Judon. They also add OG Vera-Tucker and S Bubba Bolden. Justyn Ross in the 5th is a risk, but his red zone ability means a lot to this team.
CIN - As much as I would've liked to replace DC Lou Anarumo, the Bengals have stated that he is staying on the team. No matter. The Bengals spend money on their key players, franchise tagging CB Williams Jackson and extending S Jessie Bates. Bobby Hart is cut and replaced with former JAX LT Cam Robinson, giving this team flexibility in the draft. They start the draft by trading down with CAR, picking up an extra 1st and 2nd along the way. With Sewell off the board, the Bengals draft star TE Kyle Pitts, giving Burrow a huge target in the middle of the field. They then add back to back linemen with Myers and Randunz in the 2nd before adding Aidan Hutchinson and Pete Werner on defense.
AFCE
BUF - Brandon Beane's first task of the offseason is replacing OC Brian Daboll, who has left to coach the Jaguars. He does so by hiring Panthers OL Coach Pat Meyer, who has over 20 years of coaching experience. Beane retains LB Matt Milano on the franchise tag before signing QB Josh Allen to a huge extension. The Bills trade out of the first round, picking up the 41st and 72nd picks to do so. They use those picks on Bulldog CB Eric Stokes and Miami TE Brevin Jordan, with Kentucky EDGE Jamar Watson stuck in between them. They also add two OL in the draft, as well as two DTs, a LB, and another CB. This defense is replenished with youth while Allen gets the middle of his offense strengthened.
MIA - The Phins start by using their huge cap space to add key playmakers. They sign two former Packers in Corey Linsley and Aaron Jones, as well as a big time pass rusher in Matt Judon. The draft goes really well for Miami. With 5 picks in the top 100, the Phins are in a great spot. They add generational OT Penei Sewell with the Texans' pick before letting WR Jaylen Waddle and LB Jeremiah Owusu-Koromoah fall into their laps.
NE - The Pats are a tough offseason to predict. A lot of their action hinges on QB. Well I thought I'd be a bit poetic and have Billy B trade for his former signal-caller, giving a pair of 4ths to SF for QB Jimmy Garoppolo. Jimmy G fits the traditional QB mold much better than Cam, and they're going to give him some tools to work with. The Pats add WR Curtis Samuel and TE Gerald Everett in free agency. They also retain JC Jackson, James White, and Jason McCourty while bringing in KJ Wright and Jadevon Clowney on cheap deals. In the draft, the Pats are patient. They let WR Devonta Smith fall to them at 14 and LB Zaven Collins get to them at 45. They spend their draft filling out the holes in the roster, adding a TE, two DTs, and another WR. They also take a shot on Miami QB D'Eriq King, who is an inconsistent passer with a nice upside.
NYJ - I had a bit of fun with the Jets. I had JD bringing in Titans OC Arthur Smith to coach the team. Joining him are PIT secondary coach Teryl Austin, who has experience as a DC, and BAL assistant TJ Weist. With one of the highest cap spaces, the Jets are active this offseason. They re-sign S Marcus Maye and CB Brian Poole. They add some key playmakers in WR Will Fuller, LB Bud Dupree, and RB Kenyan Drake. They also add OG Joe Thuney and trade for TE David Njoku. The Jets are done with Darnold, shipping him off to Tampa for a 3rd round pick. In the draft, the Jets are smart. They don't overthink it. They draft Ohio St QB Justin Fields, who has shown time and time again that he has the tools to be a franchise QB. They also add Sooner center Creed Humphrey and Miami DE Quincy Roche. Javonte Williams comes at 66 to compliment Drake, and Surratt comes at 91 to be a red zone target. Perhaps my one regret with this class is failing to address CB sooner, but Deommodore Lenoir at 90 is a pick I'm a real fan of.
AFCS
TEN - The Titans unfortunately lose OC Arthur Smith to the Jets, prompting Vrabel to promote QB coach Pat O'Hara to the position. The Titans aren't flush with cash, but they are able to retain TE Jonnu Smith while adding WR Marvin Jones and DE Melvin Ingram on cheap win now deals. In the draft, the Titans address their weakest position early, grabbing Georgia's Azeez Ojulari at 25. They then add CB Asante Samuel in the 2nd before grabbing a potential Isaiah Wilson replacement in Teven Jenkins in the 3rd. Elijah Moore at 128 is interesting. He's a poor man's Rondale Moore in this class. Tennessee also adds a K in Miss St's Brandon Ruiz, who has only ever missed one PAT and was 10/12 in 2020.
IND - Colts fans are going to hate me for this, but Carson Wentz is going to be the starter in 2021. Let's come back to that. First, we have to hire a DC. They promote DB coach Alan Williams. They also re-sign CB Xavier Rhodes, who had a surprising resurgence under Williams, as well as Justin Houston. Darius Leonard gets a big extension and is now the league's highest paid LB ever (well starting in 2022). Agholor adds WR depth and Dalton gives some insurance at QB. Ok so Wentz. Just hear me out. The Colts have plenty of cap space, and the Eagles are paying them to take on the deal. Wentz thrived under Reich in the past, and a lot of his issues seem fixable with a proper offseason. Now in the draft, the Colts try to give Wentz the tools to succeed. They add Texas OT Sam Cosmi in the 1st, giving a long term answer should AC call it quits. They also add Florida WR Toney in the 2nd, a man who has taken huge strides in 2020.
HOU - We need to start by saying that JJ Watt is gone. I have the Texans trading him and a 5th to SF for Dee Ford and a 2nd. While this is a sad move, it's a necessary one. Watt frees over $17M in cap space for a team with no cap space. That, combined with the firing of both Johnson RBs, allows the team to add CB K'Waun Williams and RB James Conner for relatively cheap deals. Other than the Watt deal, Houston's big move this offseason is bringing in Seahawks executive Scott Fitterer to run the front office while former Chiefs OC Eric Bieniemy runs the team. Bieniemy adds Raheem Morris as his DC and Phil Galiano as his ST coach. The Watt trade proves hugely critical. Houston now has a pick inside the top 60, which they use on Oklahoma St WR Tylan Wallace. They also add CB Paulson Adebo, who is a raw but super physical player from Stanford. Joe Tryon and Trey Sermon add depth to the DL and RB rooms respectively. This team is still working its way back to the top, but this draft is a good start.
JAX - The Jaguars have a great offseason. They hire Vikings executive George Paton, who has turned down previous jobs for the right opportunity, to be their GM. He hires BUF OC Brian Daboll to run the offense. Daboll brings his former assistant Ken Dorsey to help him on offense while Dan Quinn calls the defense. Paton adds several key free agents capable of starting immediately. Rashard Higgins becomes the WR3 on this team while Julie'n Davenport replaces Cam Robinson. Mack Alexander and Troy Hill complete the CB room, and Anthony Harris gets some big money to start in the secondary. While Paton isn't afraid to spend his money, the real crux of the offseason occurs in the draft. They take Trevor Lawrence, obviously. But they also add DT Marvin Wilson to replace Taven Bryan, as well as Alex Leatherwood, who can challenge Davenport for the LT spot and kick into LG if he fails. Pat F becomes to long term answer at TE and Andre Cisco is that big hitting playmaker to fill in the gap next to Harris.
NFCW
SEA - With a good amount of money to spend, the Seahawks prioritize their in house men. Shaquill Griffin and Chris Carson are retained, and Carlos Dunlap and Tyler Lockett are restructured. Jamal Adams gets an enormous deal, surpassing Budda Baker's from just a few months ago. TY Hilton is also brought in. The draft goes well for Seattle. They are able to add a productive pass rusher in Victor Dimukeje without trading up. They also nab Florida CB Marco Wilson and add to their trenches with Josh Ball and Mustafa Johnson. The Hawks are keeping things more or less the same and trying to build on a successful 2020.
LAR - Despite all the buzz, I have a hard time seeing DC Brandon Staley getting a HC job after one year at the helm. Instead, the Rams FO remains in tact. They lose Andrew Whitworth to retirement, but they are able to retain breakout CB Darious Williams. With such little cap, it's crucial that the Rams are able to fill out the starting lineup with rookies. That happens with DE Hamilcar Rashed, LT Jalen Mayfield, and LB Monty Rice filling up their cards.
ARI - Despite a promising start to the year, the Cards have fallen flat. They'll need to look at their 2nd half collapse to assess where this roster stands. With a decent amount of money, they prioritize some in house players, re-signing Patrick Peterson, Zane Gonzalez, and Andy Lee. They also bring in DE Trey Hendrickson, who has been on fire for New Orleans, as well as former UDFA RB Phillip Lindsay. The Cards take Gamecock CB Jaycee Horn with their first pick before adding to their OL with Trey Smith in the 2nd. Kenny Gainwell (yes, he can gain well) looks like a potential star in the 3rd.
SF - This is the fun one. So out the gate, Shanahan has to replace Robert Saleh at DC. We're sticking to LB coach DeMeco Ryans, who has earned high praise from Shanny. Now the fun stuff. The 49ers aren't flush with cash, but they are comfortable. That gives them some room to play around. SF re-signs Trent Williams and Jason Verrett before extending LB Fred Warner. They also add C Austin Blythe, who has been solid for the division rival Rams. Jimmy G can't seem to stay healthy, so he gets shipped off back to the Pats for a pair of 4ths. To replace him, the 9ers make a big move and give up their 1st and 5th round picks for QB Matthew Stafford. But wait, they aren't done. They also package DE Dee Ford and their 2nd round pick for veteran DE JJ Watt and a Day 3 pick. Shanahan believes that his roster is ready to win. Without a 1st, 2nd, or 3rd round pick, the 49ers have to be wise with their draft picks. They add Michigan's Ambry Thomas, as well as guard Zion Johnson, two guys that can push to start as rookies. Sterns, Smith-Marsette, Castro-Fields, and Herbert should all rotate into the lineup as well.
NFCN
GB - There isn't too much action in the offseason for the Packers. They cut Preston Smith to free up some money, and they extend Davante Adams to a backloaded deal. They also retain Allen Lazard and Robert Tonyan. It's a quietly solid draft. They are able to add a dynamic playmaker in Rondale Moore before addressing their defense with DT Jordan Davis and LB Chazz Surratt. Chuba Hubbard in the 5th gives some depth to a depleted RB room.
CHI - So Bears fans aren't going to like this, but I gave Trubisky a franchise tag. Trubisky went 4-1 to close the season and got them into the playoffs. To make room for this deal, the Bears restructure Akiem Hicks and cut both Bobbie Massie and Jimmy Graham. They also bring Corey Davis in to be the ARob replacement. They add local OT Rashawn Slater in the draft, a Daniel Jeremiah favorite who has some positional versatility. Chris Olave in the 2nd helps make up for the ARob departure, and Nasirildeen in the 3rd provides a hard hitting safety to play alongside Eddie Jackson.
DET - For the Lions, I decided to hire Saints exec Jeff Ireland, who has had a long history with successful teams. He hires SF DC Robert Saleh, who brings with him SF's passing game coordinator Mike LaFleur to run the offense. While there have been reports that Stafford isn't going anywhere, I have them dealing him to SF for the 15th overall pick. They do tag Kenny Golladay to a one year deal to prove his worth to a new regime. They also sign Kwon Alexander to start at LB and Jacoby Brissett to be their new bridge QB. Frank Ragnow gets a huge extension too. In the draft, the Lions start off aggressive. They ship off two 1sts, a 2nd, and a 3rd to get Zach Wilson. With the SF pick, they add Miami's Greg Rousseau, a versatile linemen with plenty of upside. They then add Nico Collins and Tre Walker to the WR room.
MIN - After losing OC Gary Kubiak to re-retirement, the Vikes promote QB coach Klint Kubiak to the position. They also hire former HOU ST man Tracy Smith to replace Marwan Maalouf. The team moves some money around, restructuring Riley Reiff and extending Harrison Smith. In the draft, they are unable to trade back but do grab the best guard in the class with Ohio State's Wyatt Davis. They also add S Paris Ford and DT Alim McNeil in the 3rd to potentially start as rookies. Brock Purdy in the 4th comes in to be the backup and possible heir to the QB room.
NFCE
WAS - I feel like I'm going to dissapoint WAS fans a bit. I had them signing Cam Newton to compete with Alex Smith. The good news is that the rest of their offseason is productive. They hire KC exec Brandt Tills to be their new GM, and they are able to retain Scherff, Darby, and Dustin Hopkins. Jared Cook and Emmanuel Sanders come in to start for them as well. Rashod Bateman falls into their lap at 19, and Jackson Carman tumbles to 51. Jamie Newman in the 3rd is a bit of a risky pick, but I really like his upside. He can develop on the bench for a year.
NYG - The Giants are quiet in free agency. They do retain Leonard Williams and Logan Ryan. Restructuring Zeitler's deal allows them to bring in Ryan Kerrigan. Their draft goes fairly well though. Micah Parsons falls to them at 8, and they grab Amon-Ra St. Brown (a potential top 30 pick) in the 2nd. Joe Judge will count on a year of improvement from his young OL and QB to compliment a strong and disciplined defense.
DAL - The one coaching change I have for Dallas is the replacement of Mike Nolan with Gus Bradley. Other than that their offseason is relatively quiet. They sign Dak to a long term deal (as they should have done last year). And Dalvin Tomlinson comes in to start at DT. They use the draft to fix their defense, adding Farley, LeCounte, and Rumph as potential starters. Walker Little in the 3rd gives them some much needed OL depth.
PHI - The Eagles are active this offseason, with a massive debt in cap space and no DC. They hire PIT DL coach Karl Dunbar to coach the defense, and they cut Goodwin, Jeffery, DJax, and Malik Jackson. The big news is that they are sending Wentz to Indy in a Osweiler-CLE esque deal, pairing a 3rd with him. They spend the draft retooling, adding Ja'Marr Chase in the 1st before going to the defense with Tyson Campbell and Dylan Moses on Day 2. Cade Mays and Cordell Volson add depth to a depleted line, and Divine Deablo will push for serious playing time.
NFCS
NO - Similar to the Eagles, the Saints are going to have to blow it up after this season. Brees retires, and they cut: Kwon Alexander, Emmanuel Sanders, Nick Easton, Malcolm Brown, Janoris Jenkins, Josh Hill. They also extend Lattimore and Ramczyk to backloaded deals before restructuring Cam Jordan. In the draft, they take Mac Jones in the 1st and hope to surround him with the same level of talent he had at Bama. They add Derion Kendrick in the 2nd and Dazz Newsome in the 4th.
TB - The Bucs are in a great spot to push for a 2021 Championship while maintaining a bright future. They have a good amount of cap and are able to retain David, Godwin, Barrett, and Gronk. They also trade a 3rd for Sam Darnold. In the draft, they work on maintaining a suffocating defense with DT Daviyon Nixon, DE Jayson Oweh, and DE Shaka Toney. Kylin Hill, Damon Hazelton, and Tre' McKitty add some potential dynamicism to this offense.
CAR - The Panthers start by bringing SF VP Adam Peters to run the show. He signs Okung and Moton to big money deals before turning his attention to the draft. Peters sees that Bridgewater limits this team's ceiling, so he trades up for Trey Lance, giving up a pair of 1sts and a 2nd to grab his QB of the future. Lance is raw, no doubt, but he'll be in a great spot learning behind Teddy. The Panthers then add Bolton in the 3rd to replace Whitehead. Amari Rodgers in the 5th is a fun pick. He plays exactly like Curtis Samuel.
ATL - The Falcons overhaul their entire front office, bringing in Indy's Ed Dodds to run the show with Matt Eberflus next to him. Mike McDaniel gets promoted to OC from his run game coordinator position in SF, and Franky Ross follows Eberflus to coach the special teams. Without any money to spend, the Falcons are relatively quiet. They cut Fowler, Ricardo Allen, and Allen Bailey to free up space. They add Charvarius Ward and Jamaal Williams in free agency. The focus primarily on defense in the draft, adding Kwity Paye in the 1st after trading back with Detroit. They also draft S Trevon Moehrig, DT Christian Barmore, and DE Daelin Hayes. Travis Etienne comes in to play next to Jamaal Williams, fulfilling all fantasy players' dreams.
Overall I felt like there are definitely some moves in here that are going to cause tension. But I think that's also realistic. This was a lot of fun, but I don't expect to be doing another one of these for a while. I need to turn my head back to scouting (I've only truly watched about a third of the players in this draft). Let me know what your thoughts are. What did I do well? What do you hate?

As the title mentions, I've gotten more and more humble about my draft projections as the misses keep adding up. Still, it's fun to do.
Note: these picks are based on whom I would select at the spot, NOT whom I think the team will select.
(1) Jacksonville: QB Trevor Lawrence, Clemson
Based on pure resume and physical profile, Trevor Lawrence is a generational QB prospect. To my eye, he doesn't look quite as sharp as all that; he's been missing some throws in big games. Still, we have to remind ourselves that he's only 21 and still has some polishing to do. When you have a kid with all the tools to be a franchise QB, you have to trust your coach to get the most out of him.
(2) New York Jets: QB Justin Fields, Ohio State
The Jets' selection of Sam Darnold is a good example of how not to develop a super-young QB. After 3 years, Darnold hasn't improved; if anything, he's regressed. I'm worried about his confidence and his contract going forward, so we're going to wipe the slate clean and start fresh with another young QB.
The idea of going for an Ohio State QB after Dwayne Haskins may be scary, but Fields shows more mobility and presumably more maturity. Again, Haskins is another example of a young QB who needed more time than he got, so a team like the Jets may be wise to grab a bridge QB (Ryan Fitzpatrick? Andy Dalton?) to make sure we don't see another kids' confidence shatter before our eyes.
(3) Miami (via HOU): OT Penei Sewell, Oregon
Based on "need," this isn't the way to go. The Dolphins have invested a ton of draft capital on the offensive line already. Still, I'm going with the most value on the board, and that's Penei Sewell to me. I'm taking a franchise LT over a top WR every day of the week and figuring out the rest (and the line reshuffling) later on.
Frankly, I don't know if I'd ever invest a top 3 pick in a wide receiver unless they were a physical freak (like a Calvin Johnson or Julio Jones). While I like these receivers, they don't clear that bar to me.
(4) Atlanta: DE Patrick Jones II, Pittsburgh
After three safe picks, we're going wildly off the board here with a prospect that some sites don't even consider a first rounder. But when I see those low projections for Patrick Jones, I feel like I'm missing something. Because every time I watch him, I see a top 10 talent with a good combination of power and explosiveness. Of the top d-linemen in the class, he'd be my personal pick to register 10 sacks a year. A pass rusher with legitimate juice off the edge would be exactly what the doctor ordered in Atlanta; hell, they've needed that for about 5 years now.
In theory, the idea of drafting a QB like Zach Wilson and letting him develop behind Matt Ryan is tempting, but it may be a year premature. If they can start Ryan in 2021 and 2022, then they can cut him with only $8.6M in dead money beyond that. I'd rather wait a year to find that heir apparent.
(5) Cincinnati: DE Kwity Paye, Michigan
The offensive line has been an obvious source of concern, but I'd also suggest the defensive line needs a lot of help as well. The team looked like they developed an allergy to sacks. Outside of Carl Lawson, no Bengal had more than 2.0 sacks or 11 QB hits. An athlete like Kwity Paye could help a lot in that regard; he can shift around the line and help shore up that unit. I like him for 4-3 teams a little more than more ballyhooed Greg Rousseau. As far as the OL goes, we'd have to trust Jonah Williams at LT and then load up on supporting help in rounds 2 and 3.
(6) Philadelphia: CB Patrick Surtain II, Alabama
The Eagles allowed opposing QBs to register a 68% completion percentage despite having a top corner in Darius Slay. Clearly, the guy needs some help (especially as he rounds 30). I know a lot of people on the sub aren't sold on Patrick Surtain as CB1 in the class, but I've always been impressed by him. He has enough size and skills to be a long-time starter.
I also considered a WR here, but we're going to have to hope that Jalen Reagor and J.J. Arcega-Whiteside develop into a serviceable tandem at some point. We're talking about kids with the talent to be R1 and R2 picks respectively (even if they may have been slight "reaches.")
(7) Detroit: WR Devonta Smith, Alabama
The Detroit Lions defense is obviously a major concern. They're big and slow and abused often. I wouldn't even rule out another CB despite taking one in the top 5 last year.
Meanwhile, the Lions' passing game doesn't appear to be a major need right now, but the emphasis may be on right now. I don't anticipate them being able re-sign both Kenny Golladay and Marvin Jones, so adding another playmaker may be crucial. The common comp to Marvin Harrison makes a lot of sense to me; he reminds me of the Colts great with his quickness, his route running, and his hands.
(8) Carolina: QB Zach Wilson, BYU
QB Teddy Bridgewater is... fine. He's OK. He's accurate. He's likable. He's fine. And at age 28, he could potentially be a "fine" starter for the next 4-5 years. Still, when you have a coordinator like Joe Brady (for now, anyway), you'd want a dominant passing game and I'm not sure Bridgewater will ever give you that. In fact, his success dipped over the course of the season. In terms of 4-game splits, his completion percentage went from 73.1% to 69.8% to 67.0% to 65.9%.
I'm not 100% sold on Zach Wilson yet, but he certainly has some dynamic ability and some higher ceiling. So while a corner like Jaycee Horn may be the safe pick, we'll take a bigger swing here. And as an added bonus, the clean-cut blond kid looks like Christian McCaffrey, so maybe defenses will be confused by that.
(9) Denver: LB Micah Parsons, Penn State
If Zach Wilson had slipped to # 9, the Denver Broncos would be strongly considering him here. But without an obvious R1 option on the board (sorry Kyle Trask), we'll start to plug smaller holes instead.
As good as the Broncos defense may be, their run defense has always lagged behind their pass defense. Drafting a thumper like Micah Parsons may help that. I don't see Parsons as a top 3 talent like some others do, but he'd still be a sure starter and someone who could help their run defense (which allowed 4.8 yards per carry.) Their current ILBs aren't bad, but Parsons can be a Pro Bowler.
(10) Dallas: CB Jaycee Horn, South Carolina
Speaking of defense with some "holes," the Dallas Cowboys may as well be Swiss cheese. They allowed 34 passing touchdowns to quarterbacks and 5.0 yards per carry in the running game. Jaycee Horn isn't going to be able to solve all those problems on his own, but he'd be a nice start. Like the other top corners in the class, he has plus size at 6'1" and can hold up in both facets.
(11) N.Y. Giants: WR Ja'Marr Chase, LSU
2021 is going to be a make or break season for QB Daniel Jones and maybe his GM David Gettleman as well. They both need this passing game to take a major leap up. Darius Slayton and Sterling Shepard are fine options, but this is a team that still lacks a true # 1 receiver. I don't view Ja'Marr Chase as a "special" talent like others do, but he should be able to fulfill that need as a traditional primary option. And besides, the combo of Giants and LSU WRs have never gone wrong in the past, right?
(12) San Francisco: CB Caleb Farley, Virginia Tech
Others have Caleb Farley as CB1, while I have him at # 3 right now. Still, his playmaking should be a major threat on a San Francisco team that's able to generate pressure up front.
(13) L.A. Chargers: OT Samuel Cosmi, Texas
The need for a tackle is obvious, but selecting Samuel Cosmi to fill it may be less popular. Still, I like the kid's height and movement ability. Having him mentored by Bryan Bulaga should be good for his development as well.
(14) Minnesota: DT Jay Tufele, USC
Mike Zimmer's defensive line used to be a strength of the team, but that's been deteriorated over time. Jay Tufele is my favorite DT in this class, with some underrated pass rushing juice on top of the sturdiness in the run game. In a vacuum, I may prefer a pure edge rusher, but this isn't the strongest DE class in my mind.
(15) New England: QB Trey Lance, North Dakota State
In the past, I've always been very critical of quarterbacks that I don't trust to win in the pocket. But nowadays, it seems like it's hard to win if you have a quarterback who can't evade pressure, get outside, and make plays with his legs.
Trey Lance may be a wild swing here, but we'd have to presume that Josh McDaniels and company would have the ability to tailor a scheme to fit his strengths.
(16) Arizona: DE Gregory Rousseau, Miami (Fla.)
Florida TE Kyle Pitts would be the clearest upgrade to the depth chart, but it doesn't appear that tight end is a top priority for Kliff Kingsbury's offense. In lieu of that, let's finally take Gregory Rousseau off the board.
Rousseau's one of the most difficult prospects to figure out to me. I didn't really like what I saw in that stellar 15 sack year (it felt like a lot of sloppy technique), but there's a good chance that he refined his game and became a legitimate top 5 prospect. Trouble is: we'd never know it because he didn't play. Still, we'll let the Cards take the gamble. They've been missing a big end like this since they let Calais Campbell go.
(17) Las Vegas: OG Wyatt Davis, Ohio State
Jon Gruden and Mike Mayock built this team to dominate with their running game, but it hasn't come into fruition yet; Josh Jacobs averaged less than 4.0 yards per carry. Beefing up that line should be a continued emphasis. There's some natural concern about Wyatt Davis in R1 after other Buckeye interior linemen have busted, but we have to trust the resume and tape here. This kid should a plug-in starter here, presuming his title game injury is only a minor setback.
(18) Miami: WR Jaylen Waddle, Alabama
Speaking of injury concerns, we have no clue what Jaylen Waddle will look like next season after his terrible injury and terrible decision to come back and get hurt again. Before all that, I would have considered him a top 10 pick. We're going to trust the medical staff here, with the hope that Waddle may be able to get Tua Tagovailoa to trust the deep ball again.

Note: I'm including trades in this mock, but since it's only one round, I'm not going to get too much into detail about compensation outside of 1st round picks and players. Most trades that happen in reality tend to swap some later round picks as well, often going both ways; go ahead and assume some of that will be happening where it makes sense, but I won't be going through all of the draft value stuff to work out those specific numbers. I'm also not making firm assumptions about free agency, but I'll mention situations that I think are most likely and relevant, so forgive me if I'm a bit inconsistent about where free agents come into play and where they don't.

Important free agency / trade notes:

• Watson traded to the Jets, Darnold to Texans, trade explained in mock.
  
• Garoppolo to the Colts for a day 2 pick and some change.
  
• Minshew to SF for a mid-round pick.
  
• Cousins stays in Minnesota.
  
• Ryan stays in Atlanta.
  
• Winston to the Bears as a free agent.
  
• Trubisky to the Patriots as a free agent.
  

1) JAX - Trevor Lawrence, QB, Clemson
This pick doesn't need much explanation. He's the best QB prospect we've seen since Luck, he's been pretty much locked in as #1 overall since his freshman year, and the Jags are taking him.
2) NYJ > HOU - Justin Fields, QB, Ohio State
Trade: Texans trade Deshaun Watson to Jets for #2, #23, a future 1st round pick, and Sam Darnold.
There it is, Watson's going to New York. Watson wants out, the Texans don't want to trade him, but I think Watson will call their bluff and sit out the season if they don't let him go. The Texans are a dumpster fire, but they know they're better off getting assets in return for Watson than letting him quit because they wanted to look tough. The Jets get the new face of their franchise for a pretty fair price -- Miami is the other likely trade partner IMO and I think they're content to stick with Tua and not get stuck in a bidding war, so the price for NYJ might not actually be as high as people may expect (it's important to remember, when comparing this to the Stafford trade, the Rams paid extra to offload Goff's contract).
Now, onto the pick. I actually have Zach Wilson as QB2 on my board, but with Darnold joining, the Texans can take the guy that I think has an edge in terms of athleticism. David Culley is coming from Baltimore with Lamar Jackson, and I could see him leaning towards the running threat in this scenario. Plus, if Jack Easterby is still pulling the strings, Fields being outspoken about his religious faith might be enough of an edge over Wilson (who despite going to BYU, has never really said much about his beliefs). I know that sounds crazy, but the Texans are crazy right now, and I'm just a guy eating popcorn waiting to see what happens.
3) MIA > CAR - Zach Wilson, QB, BYU
Trade: Dolphins trade #3 to Panthers for #8 and a future 1st.
Another trade breaks, and another QB goes. The Dolphins are in a really interesting spot at #3 overall. They didn't make a blockbuster move for Watson, and they'll build around Tua. Tua wasn't anything amazing as a rookie, but he certainly didn't look bad; expectations for rookie QB's have gotten a bit out of hand lately. Miami have their choice of any non-QB in the draft, and they'll be looking hard at Sewell here, as well as the receivers. But they also aren't desperate for OL help, and there's a ton of WR talent in this draft, so when Carolina offers a 1st round pick for a 5 spot drop, that's a pretty good deal. On Carolina's side, they're more than happy to jump Atlanta and screw their division rivals out of an excellent QB prospect. The Falcons are probably furious with this trade, but they weren't willing to overpay to move up one spot when they do still have Matt Ryan in at least the short term. The Panthers need a QB sooner rather than later, and a 1st rounder next year is a pretty fair price for what may be a franchise QB.
Zach Wilson is my QB2 in this draft. He's got the arm, the smarts, and the ability to move around and extend plays and make things happen. He reminds me a lot of Baker Mayfield, that's something Rhule can be excited about. Joe Brady might not be in Carolina for long, but he'll have fun with a guy like Wilson.
4) ATL - Penei Sewell, OT, Oregon
The Falcons miss out on the elite QB prospects, and with maybe the best WR corps in the NFL, their decision isn't too difficult here. They could reach a bit for the top CB or EDGE in the draft, but none of those guys are quite the blue-chip prospect that Sewell is. Sewell is probably, at worst, the 3rd or 4th best player in the draft, and could well be the best of them all. The Falcons have a reliable LT in Jake Matthews, but Sewell can come in as an immediate starter at either LG or RT in place of Carpenter or McGary.
5) CIN - Ja'Marr Chase, WR, LSU
The Bengals are sad to miss out on Sewell, but they can't be too sad when they land Chase. After a year of QB shuffling at LSU, opting out of the 2020 season might actually have been more protective of Chase's draft stock than harmful. Yes, DeVonta Smith stole the spotlight and skyrocketed up draft boards to challenge Chase for the WR1 spot, but Chase has about 30 pounds on Smith and might be a safer bet in terms of durability. It also gives the Bengals the chance to reunite Joe Burrow with his favorite college target.
6) PHI - DeVonta Smith, WR, Alabama
And Smith wasn't far behind. The Eagles are in desperate need of WR help. They took Reagor in the late 1st round last year, but he didn't contribute much after missing some time with injury, and Smith is too good to pass up. They've got to find some way to help Carson Wentz regain some confidence in hopes of being at least a decent starter again, and if they have to turn to Hurts, he's familiar with Smith from his time at Bama.
7) DET - Jaylen Waddle, WR, Alabama
I honestly don't like mocking big runs like this. 3 QB's in a row in the top 3, and then 3 WR's in a row after that. It doesn't sound all that realistic, and I'm well aware that probably none of what I predict will come true (aside from Lawrence). But this pick makes too much sense. The Lions shipped out Stafford and got Goff and picks in return, and they're entering what seems to be a full rebuild. I don't think there's any way Kenny Golladay sticks around. Basically all of their WR's are free agents this year. They need to give Goff something to work with if they roll with him, and I don't think they gamble on Trey Lance at this spot. Waddle missed most of this season, but he was being hyped up as the Bama star WR going into 2020 for a reason. He's the last of the real blue-chip elite WR talents in a very strong WR class, and that's hard to pass up.
8) CAR > MIA - Micah Parsons, LB, Penn State
The Dolphins miss out on an elite WR. That stings. But they do have another 1st round pick and this draft class is pretty stacked. They might not be getting Jaylen Waddle, but there are some other quality 1st round talents that should be available later. At this spot, they give Brian Flores the best LB in the class. Parsons is an interesting prospect. He's a freak athlete, fairly versatile, and despite some character concerns, he could be a leader on this defense for years. He can come in as an immediate replacement for Elandon Roberts and learn from Kyle Van Noy, possibly shifting between ILB and SLB.
9) DEN - Trey Lance, QB, NDSU
While the Lions weren't ready to gamble on Lance at 7, the Broncos pounce on him at 9. Drew Lock isn't the worst QB in the world, but in a division with Mahomes and Herbert (and Carr isn't a slouch, either), the Broncos have to find a talented QB if they want to have any hope of competing. Trey Lance is a pretty unique prospect, coming from an FCS school with only 1 year of starting experience and not playing in 2020 (outside of a hastily thrown-together showcase game that really isn't much to judge). He's an incredible athlete with a ton of upside, and he threw ZERO interceptions in his one season as a starter. Yes, the fact that he played in the FCS at one of the most dominant programs in college football history can't be ignored, but the talent is pretty obvious. This might be Elway's last chance to right the ship at QB, so you have to imagine they'll be all-in on giving Lance all of the support they can.
10) DAL - Patrick Surtain II, CB, Alabama
The Cowboys could go a few different ways here -- Slater or Darrisaw at OT, Pitts at TE, Paye or Rousseau on the edge, but CB is the most glaring need on this team, and Surtain looks like the complete package. The Cowboys drafted Trevon Diggs out of Bama last year, and he had an up and down season. Awuzie could be on his way out, and they desperately need someone that can take over the CB1 role and take some of the pressure off of Diggs. Surtain looks like he can be an NFL CB1, and he'll link up with an old teammate in Dallas.
11) NYG - Kyle Pitts, TE, Florida
The Giants need help in a lot of areas, but if they're going to stick with Daniel Jones for another year, he needs all the help he can get. It's too early here to reach for a WR, but the Giants need a reliable pass catcher. Sterling Shepard is a decent option, but he's not exactly a game changer. Evan Engram, despite somehow making the pro bowl this year, is not a good TE. He's fast, but he can't catch a cold. Enter Kyle Pitts. Pitts is everything that Engram was supposed to be, except he can catch the ball. He can play TE, he can split out wide, and he can run some gadget plays. Whatever it is, he's probably better at it than most anyone else on the roster.
12) SF - Caleb Farley, CB, Virginia Tech
First things first, the QB trade. This pick wasn't involved, but I can't really let it go unaddressed. The 49ers part ways with Garoppolo, sending him to Indy for a day 2 pick (either a 2nd rounder, or a 3rd and another pick, whatever). Then they send a mid-round pick (I'd think probably a 4th) to Jacksonville for Minshew. So Gardner Minshew will be the presumed starter for 2021, competing with Mullens for the job.
The top 4 QB's are gone and the 49ers don't want to reach for Mac Jones here. Farley is the top CB on a lot of boards. I don't think he's quite as good as Surtain right now, but he's got a ton of potential to be great. The 49ers already don't have the greatest CB corps, and they could be losing Sherman and Verrett to free agency, without much left behind to take over.
13) LAC - Rashawn Slater, OT, Northwestern
This one's pretty simple. Chargers have found their franchise QB in Herbert, now they need to protect him. Their OL is... not great. Slater is a very solid OL prospect. He was an amazing LT at Northwestern (watch him vs Chase Young when they played Ohio State), and any teams with concerns about his measurables for a tackle can slot him in at LG and expect a quality starter.
14) MIN - Christian Darrisaw, OT, Virginia Tech
The Vikings probably would have preferred Slater here, but Darrisaw is still a solid OL prospect. I considered going with Vera-Tucker as more of a true OG, but the value just isn't there in my eyes. There's some solid IOL talent available later, and a good tackle is hard to come by.
15) NE > LV - Gregory Rousseau, EDGE, Miami
Trade: Raiders trade #17 and later picks to Patriots for #15.*
Shocker, the Patriots trade down. After signing Mitchell Trubisky back to be the presumed starting QB, they trade down from #15 to gain some draft caiptal. The Raiders make a small jump to get ahead of the Cardinals and take the top EDGE on their board. Rousseau may be raw, but he's a hell of an athlete, and the upside is too much for Mayock and Gruden to pass up. It's like the Saints' Davenport trade a few years back, just way less expensive.
16) ARI - Jaycee Horn, CB, South Carolina
The Cardinals make a pretty simple pick here. They need real CB help, and Horn is the top CB on the board. I love Jaycee Horn as a prospect. I actually have him as the 1b to Surtain's 1a on my board. He's an absolute ballhawk, and while he's a little handsy in coverage, that can be coached.
17) LV > NE - Terrace Marshall Jr., WR, LSU
I know the Pats don't do well with 1st round WR's, but they don't have many better options. The lack of offensive weapons clearly played at least some part in Brady's departure. If the Patriots want to be contenders again, they need to be able to score points, and Garoppolo needs receivers that are better than N'Keal Harry and the corpse of Julian Edelman. Marshall is a tall WR that can play on the outside, in the slot, and move around to create mismatches. He should provide a reliable target for Jimmy and the new-look Pats.
18) MIA - Rashod Bateman, WR, Minnesota
The Dolphins passed on elite WR's in the top 5, but they'll take the top WR available here to give Tua some help. Bateman isn't a burner, but he's god decent size and he's a great route-runner, so he should be able to create some separation and give Tua go-to option.
19) WAS - Mac Jones, QB, Alabama
The 5th QB goes. I know Mac Jones is a bit of a controversial prospect. He had all the talent in the world at Bama, and he doesn't exactly stand out as a huge talent compared to guys like Fields and Wilson. But he's proven to be a poised, accurate passer with a good head on his shoulders. I don't see him getting past Washington. I think Jones can be successful NFL QB in the right situation. Is WFT the right situation? I'm not sure. But I think Rivera will like what he sees, and Alex Smith could be the perfect mentor for him.
20) CHI - Liam Eichenberg, OT, Notre Dame
The Bears bring in Winston as a free agent in hopes of solving their eternal QB problem. If nothing else, he's got the arm to sling it downfield in the windy city. He was the best option available (really the only free agent worth going after as a possible starter), and they'll keep Foles for another year to compete with him. The least they could do is beef up the OL. Eichenberg is a pro-ready LT that the Bears can slot in from day 1.
21) IND - Kwity Paye, EDGE, Michigan
With Garoppolo coming in at QB, the Colts can turn their attention elsewhere. With needs at OL and WR, it's not the easiest decision, but Paye falling right into their laps is too much to pass up. Paye is the #1 EDGE on a lot of boards, so a fall to 21 is probably not likely. The Colts don't mind. They get to snatch him away from the Titans, too.
22) TEN - Daviyon Nixon, DT, Iowa
Nixon burst onto the scene this year at Iowa as a pass-rushing 3T. Tennessee needs help all over the DL, and Nixon is a nice piece to start with. He might need some time get up to NFL speed, but he showed massive production and the Titans will hope for more.
23) NYJ > HOU - Rondale Moore, WR, Purdue
The Texans got their QB in Fields, now they need to support him. Fuller is likely gone, Cooks is likely gone this year or next, and that would leave Keke Coutee as the next best WR on the roster. Moore does not have the size of a WR1. He'll work mostly out of the slot and on gadget plays. But he's electric. He could bring life to an offense that will be rebuilding from the ground up. Anything to try to win back some fans.
24) PIT - Samuel Cosmi, OT, Texas
With Villanueva likely leaving in free agency, the Steelers take the top OT on the board as an immediate replacement. Cosmi might end up slotting in at RT, as the Steelers might like Okorafor more on the left.
25) JAX - Eric Stokes, CB, Georgia
The Jags will take a hard look at going OL here to protect Trevor Lawrence, but they can't afford not to make a move in the secondary. Stokes can be a playmaker at CB.
26) CLE - Zaven Collins, LB, Tulsa
Collins seems to go to the Browns in pretty much every mock, but it makes too much sense for me to go another direction. He can do it all. He's a great run stopper, he excels rushing the passer, and he's not totally helpless in coverage, either. He'll be a nice defensive piece in a pretty talented Browns team.
27) BAL - Alijah Vera-Tucker, OG, USC
The Ravens look hard at EDGE here, but Vera-Tucker is one of the top talents available, and they need help on the OL. He'll slot into the RG spot, and hopefully be playing next to Orlando Brown, though I think Brown could be on his way out soon.
28) NO - Jeremiah Owusu-Koramoah, LB, Notre Dame
The Saints are going to look very different next year. Brees is all but officially retired, and we'll likely see a lot of roster turnover in order to get under the cap. The most obvious move that will be made is the release of OLB Kwon Alexander. Luckily, Owusu-Koramoah has just the skillset to come in and take on that coverage LB role.
29) GB - Nick Bolton, LB, Missouri
The Packers have a big need at CB, but the value just doesn't line up there for me. They could also use a good coverage-savvy LB, and Nick Bolton fits that bill.
30) BUF - Wyatt Davis, OG, Ohio State
Not a flashy pick, but the Bills live and die with Josh Allen. An upgrade at guard should help Allen live.
31) TB - Joseph Ossai, EDGE, Texas
The Bucs really don't have too many glaring needs, so this pick comes down to BPA on their shortlist. For me, this comes down to Ossai and Jalen Mayfield. When in doubt, take the pass rusher. Ossai should fit nicely as a 3-4 OLB in Tampa. Both Barrett and Pierre-Paul are free agents this year, and they won't keep both.
32) KC - Jaylen Mayfield, OT, Michigan
KC is a simple pick. You got Mahomes? Protect Mahomes. Mayfield can play tackle, or move into guard if needed. He's the best OL on the board, and the last pick of round one.

So, tell me why I'm wrong, why I'm right for the wrong reasons, and why I'm an idiot in general.

Story Time: Silver short squeeze

How the Hunt Brothers Cornered the Silver Market and Then Lost it All

TL:DR: yes its long. Grab a beer.

​
Until his dying day in 2014, Nelson Bunker Hunt, who had once been the world’s wealthiest man, denied that he and his brother plotted to corner the global silver market.
Sure, back in 1980, Bunker, his younger brother Herbert, and other members of the Hunt clan owned roughly two-thirds of all the privately held silver on earth. But the historic stockpiling of bullion hadn’t been a ploy to manipulate the market, they and their sizable legal team would insist in the following years. Instead, it was a strategy to hedge against the voracious inflation of the 1970s—a monumental bet against the U.S. dollar.
Whatever the motive, it was a bet that went historically sour. The debt-fueled boom and bust of the global silver market not only decimated the Hunt fortune, but threatened to take down the U.S. financial system.
The panic of “Silver Thursday” took place over 35 years ago, but it still raises questions about the nature of financial manipulation. While many view the Hunt brothers as members of a long succession of white collar crooks, from Charles Ponzi to Bernie Madoff, others see the endearingly eccentric Texans as the victims of overstepping regulators and vindictive insiders who couldn’t stand the thought of being played by a couple of southern yokels.
In either case, the story of the Hunt brothers just goes to show how difficult it can be to distinguish illegal market manipulation from the old fashioned wheeling and dealing that make our markets work.
The Real-Life Ewings
Whatever their foibles, the Hunts make for an interesting cast of characters. Evidently CBS thought so; the family is rumored to be the basis for the Ewings, the fictional Texas oil dynasty of Dallas fame.
Sitting at the top of the family tree was H.L. Hunt, a man who allegedly purchased his first oil field with poker winnings and made a fortune drilling in east Texas. H.L. was a well-known oddball to boot, and his sons inherited many of their father’s quirks.
For one, there was the stinginess. Despite being the richest man on earth in the 1960s, Bunker Hunt (who went by his middle name), along with his younger brothers Herbert (first name William) and Lamar, cultivated an image as unpretentious good old boys. They drove old Cadillacs, flew coach, and when they eventually went to trial in New York City in 1988, they took the subway. As one Texas editor was quoted in the New York Times, Bunker Hunt was “the kind of guy who orders chicken-fried steak and Jello-O, spills some on his tie, and then goes out and buys all the silver in the world.”
Cheap suits aside, the Hunts were not without their ostentation. At the end of the 1970s, Bunker boasted a stable of over 500 horses and his little brother Lamar owned the Kansas City Chiefs. All six children of H.L.’s first marriage (the patriarch of the Hunt family had fifteen children by three women before he died in 1974) lived on estates befitting the scions of a Texas billionaire. These lifestyles were financed by trusts, but also risky investments in oil, real estate, and a host of commodities including sugar beets, soybeans, and, before long, silver.
The Hunt brothers also inherited their father’s political inclinations. A zealous anti-Communist, Bunker Hunt bankrolled conservative causes and was a prominent member of the John Birch Society, a group whose founder once speculated that Dwight Eisenhower was a “dedicated, conscious agent” of Soviet conspiracy. In November of 1963, Hunt sponsored a particularly ill-timed political campaign, which distributed pamphlets around Dallas condemning President Kennedy for alleged slights against the Constitution on the day that he was assassinated. JFK conspiracy theorists have been obsessed with Hunt ever since.
In fact, it was the Hunt brand of politics that partially explains what led Bunker and Herbert to start buying silver in 1973.
Hard Money
The 1970s were not kind to the U.S. dollar.
Years of wartime spending and unresponsive monetary policy pushed inflation upward throughout the late 1960s and early 1970s. Then, in October of 1973, war broke out in the Middle East and an oil embargo was declared against the United States. Inflation jumped above 10%. It would stay high throughout the decade, peaking in the aftermath of the Iranian Revolution at an annual average of 13.5% in 1980.
Over the same period of time, the global monetary system underwent a historic transformation. Since the first Roosevelt administration, the U.S. dollar had been pegged to the value of gold at a predictable rate of $35 per ounce. But in 1971, President Nixon, responding to inflationary pressures, suspended that relationship. For the first time in modern history, the paper dollar did not represent some fixed amount of tangible, precious metal sitting in a vault somewhere.
For conservative commodity traders like the Hunts, who blamed government spending for inflation and held grave reservations about the viability of fiat currency, the perceived stability of precious metal offered a financial safe harbor. It was illegal to trade gold in the early 1970s, so the Hunts turned to the next best thing.
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Data from the Bureau of Labor Statistics; chart by Priceonomics

As an investment, there was a lot to like about silver. The Hunts were not alone in fleeing to bullion amid all the inflation and geopolitical turbulence, so the price was ticking up. Plus, light-sensitive silver halide is a key component of photographic film. With the growth of the consumer photography market, new production from mines struggled to keep up with demand.
And so, in 1973, Bunker and Herbert bought over 35 million ounces of silver, most of which they flew to Switzerland in specifically designed airplanes guarded by armed Texas ranch hands. According to one source, the Hunt’s purchases were big enough to move the global market.
But silver was not the Hunts' only speculative venture in the 1970s. Nor was it the only one that got them into trouble with regulators.
Soy Before Silver
In 1977, the price of soybeans was rising fast. Trade restrictions on Brazil and growing demand from China made the legume a hot commodity, and both Bunker and Herbert decided to enter the futures market in April of that year.
A future is an agreement to buy or sell some quantity of a commodity at an agreed upon price at a later date. If someone contracts to buy soybeans in the future (they are said to take the “long” position), they will benefit if the price of soybeans rise, since they have locked in the lower price ahead of time. Likewise, if someone contracts to sell (that’s called the “short” position), they benefit if the price falls, since they have locked in the old, higher price.
While futures contracts can be used by soybean farmers and soy milk producers to guard against price swings, most futures are traded by people who wouldn’t necessarily know tofu from cream cheese. As a de facto insurance contract against market volatility, futures can be used to hedge other investments or simply to gamble on prices going up (by going long) or down (by going short).
When the Hunts decided to go long in the soybean futures market, they went very, very long. Between Bunker, Herbert, and the accounts of five of their children, the Hunts collectively purchased the right to buy one-third of the entire autumn soybean harvest of the United States.
To some, it appeared as if the Hunts were attempting to corner the soybean market.
In its simplest version, a corner occurs when someone buys up all (or at least, most) of the available quantity of a commodity. This creates an artificial shortage, which drives up the price, and allows the market manipulator to sell some of his stockpile at a higher profit.
Futures markets introduce some additional complexity to the cornerer’s scheme. Recall that when a trader takes a short position on a contract, he or she is pledging to sell a certain amount of product to the holder of the long position. But if the holder of the long position just so happens to be sitting on all the readily available supply of the commodity under contract, the short seller faces an unenviable choice: go scrounge up some of the very scarce product in order to “make delivery” or just pay the cornerer a hefty premium and nullify the deal entirely.
In this case, the cornerer is actually counting on the shorts to do the latter, says Craig Pirrong, professor of finance at the University of Houston. If too many short sellers find that it actually costs less to deliver the product, the market manipulator will be stuck with warehouses full of inventory. Finance experts refer to selling the all the excess supply after building a corner as “burying the corpse.”
“That is when the price collapses,” explains Pirrong. “But if the number of deliveries isn’t too high, the loss from selling at the low price after the corner is smaller than the profit from selling contracts at the high price.”
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The Chicago Board of Trade trading floor. Photo credit: Jeremy Kemp

Even so, when the Commodity Futures Trading Commission found that a single family from Texas had contracted to buy a sizable portion of the 1977 soybean crop, they did not accuse the Hunts of outright market manipulation. Instead, noting that the Hunts had exceeded the 3 million bushel aggregate limit on soybean holdings by about 20 million, the CFTC noted that the Hunt’s “excessive holdings threaten disruption of the market and could cause serious injury to the American public.” The CFTC ordered the Hunts to sell and to pay a penalty of $500,000.
Though the Hunts made tens of millions of dollars on paper while soybean prices skyrocketed, it’s unclear whether they were able to cash out before the regulatory intervention. In any case, the Hunts were none too pleased with the decision.
“Apparently the CFTC is trying to repeal the law of supply and demand,” Bunker complained to the press.
Silver Thursday
Despite the run in with regulators, the Hunts were not dissuaded. Bunker and Herbert had eased up on silver after their initial big buy in 1973, but in the fall of 1979, they were back with a vengeance. By the end of the year, Bunker and Herbert owned 21 million ounces of physical silver each. They had even larger positions in the silver futures market: Bunker was long on 45 million ounces, while Herbert held contracts for 20 million. Their little brother Lamar also had a more “modest” position.
By the new year, with every dollar increase in the price of silver, the Hunts were making $100 million on paper. But unlike most investors, when their profitable futures contracts expired, they took delivery. As in 1973, they arranged to have the metal flown to Switzerland. Intentional or not, this helped create a shortage of the metal for industrial supply.
Naturally, the industrialists were unhappy. From a spot price of around $6 per ounce in early 1979, the price of silver shot up to $50.42 in January of 1980. In the same week, silver futures contracts were trading at $46.80. Film companies like Kodak saw costs go through the roof, while the British film producer, Ilford, was forced to lay off workers. Traditional bullion dealers, caught in a squeeze, cried foul to the commodity exchanges, and the New York jewelry house Tiffany & Co. took out a full page ad in the New York Times slamming the “unconscionable” Hunt brothers. They were right to single out the Hunts; in mid-January, they controlled 69% of all the silver futures contracts on the Commodity Exchange (COMEX) in New York.
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Source: New York Times

But as the high prices persisted, new silver began to come out of the woodwork.
“In the U.S., people rifled their dresser drawers and sofa cushions to find dimes and quarters with silver content and had them melted down,” says Pirrong, from the University of Houston. “Silver is a classic part of a bride’s trousseau in India, and when prices got high, women sold silver out of their trousseaus.”
According to a Washington Post article published that March, the D.C. police warned residents of a rash of home burglaries targeting silver.
Unfortunately for the Hunts, all this new supply had a predictable effect. Rather than close out their contracts, short sellers suddenly found it was easier to get their hands on new supplies of silver and deliver.
“The main factor that has caused corners to fail [throughout history] is that the manipulator has underestimated how much will be delivered to him if he succeeds [at] raising the price to artificial levels,” says Pirrong. “Eventually, the Hunts ran out of money to pay for all the silver that was thrown at them.”
In financial terms, the brothers had a large corpse on their hands—and no way to bury it.
This proved to be an especially big problem, because it wasn’t just the Hunt fortune that was on the line. Of the $6.6 billion worth of silver the Hunts held at the top of the market, the brothers had “only” spent a little over $1 billion of their own money. The rest was borrowed from over 20 banks and brokerage houses.
At the same time, COMEX decided to crack down. On January 7, 1980, the exchange’s board of governors announced that it would cap the size of silver futures exposure to 3 million ounces. Those in excess of the cap (say, by the tens of millions) were given until the following month to bring themselves into compliance. But that was too long for the Chicago Board of Trade exchange, which suspended the issue of any new silver futures on January 21. Silver futures traders would only be allowed to square up old contracts.
Predictably, silver prices began to slide. As the various banks and other firms that had backed the Hunt bullion binge began to recognize the tenuousness of their financial position, they issued margin calls, asking the brothers to put up more money as collateral for their debts. The Hunts, unable to sell silver lest they trigger a panic, borrowed even more. By early March, futures contracts had fallen to the mid-$30 range.
Matters finally came to a head on March 25, when one of the Hunts’ largest backers, the Bache Group, asked for $100 million more in collateral. The brothers were out of cash, and Bache was unwilling to accept silver in its place, as it had been doing throughout the month. With the Hunts in default, Bache did the only thing it could to start recouping its losses: it start to unload silver.
On March 27, “Silver Thursday,” the silver futures market dropped by a third to $10.80. Just two months earlier, these contracts had been trading at four times that amount.
The Aftermath
After the oil bust of the early 1980s and a series of lawsuits polished off the remainder of the Hunt brothers’ once historic fortune, the two declared bankruptcy in 1988. Bunker, who had been worth an estimated $16 billion in the 1960s, emerged with under $10 million to his name. That’s not exactly chump change, but it wasn’t enough to maintain his 500-plus stable of horses,.
The Hunts almost dragged their lenders into bankruptcy too—and with them, a sizable chunk of the U.S. financial system. Over twenty financial institutions had extended over a billion dollars in credit to the Hunt brothers. The default and resulting collapse of silver prices blew holes in balance sheets across Wall Street. A privately orchestrated bailout loan from a number of banks allowed the brothers to start paying off their debts and keep their creditors afloat, but the markets and regulators were rattled.
Silver Spot Prices Per Ounce (January, 1979 - June, 1980)
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Source: Trading Economics

In the words of then CFTC chief James Stone, the Hunts’ antics had threatened to punch a hole in the “financial fabric of the United States” like nothing had in decades. Writing about the entire episode a year later, Harper’s Magazine described Silver Thursday as “the first great panic since October 1929.”
The trouble was not over for the Hunts. In the following years, the brothers were dragged before Congressional hearings, got into a legal spat with their lenders, and were sued by a Peruvian mineral marketing company, which had suffered big losses in the crash. In 1988, a New York City jury found for the South American firm, levying a penalty of over $130 million against the Hunts and finding that they had deliberately conspired to corner the silver market.
Surprisingly, there is still some disagreement on that point.
Bunker Hunt attributed the whole affair to the political motives of COMEX insiders and regulators. Referring to himself later as “a favorite whipping boy” of an eastern financial establishment riddled with liberals and socialists, Bunker and his brother, Herbert, are still perceived as martyrs by some on the far-right.
“Political and financial insiders repeatedly changed the rules of the game,” wrote the New American. “There is little evidence to support the ‘corner the market’ narrative.”
Though the Hunt brothers clearly amassed a staggering amount of silver and silver derivatives at the end of the 1970s, it is impossible to prove definitively that market manipulation was in their hearts. Maybe, as the Hunts always claimed, they just really believed in the enduring value of silver.
Or maybe, as others have noted, the Hunt brothers had no idea what they were doing. Call it the stupidity defense.
“They’re terribly unsophisticated,” an anonymous associated was quoted as saying of the Hunts in a Chicago Tribune article from 1989. “They make all the mistakes most other people make,” said another.
p.s. credit to Ben Christopher

"Some Simple tips for CD devs to make CP2077 feel more alive in upcoming DLCs (Please read)
First off, this game was an aesthetic treat and compared to GTAV, it is indeed much more "dense" with the core areas so much more beautiful in that regard... But no game is perfect, nor is it realistic in this decade to expect a full "city simulator" for any dev or in any game, so that's not what I'm expecting out of Night City not even under the most ideal of circumstances... That said, there are plenty of room for improvement, bug fixes sure, but also beyond that I'd like to see more in the upcoming DLC's that make NightCity more alive, not even necessarily newer and larger maps, but just practical added-elements and additional functional components that would go a long way towards making the city appear more 'alive', and immersive and dynamic and all that was illuded to but never fully manifested...
So in terms of most bang for buck and the low-hanging fruit (80/20 principle):

TRANSPORTATION

1) Bring back (or rather develope for the first time) the promised subway system... this shouldn't be that hard to do... it would add an element of connectivity of the different parts of the city... Leave fast travel as an option, for those that want to ride the train shouldn't be forced to use loading screens
2) Air taxi(s) -- in the age of Telsa self driving cars, hyperloops, drone taxis we should have plenty of automated air taxi options in the world of CP2077, basically like the taxi hailing component in GTAIV (Liberty City) except the player can hail an air taxi that lands close to where he is standing, he gets in, and then chooses any destination and it automatically flys him to the location, while allowing him to look out the windows and enjoy the night city from above / higher perspective... this is simplier than simply giving the player ability to fly hovercars/etc since an air taxi is just from point to point and its trivial to code a system that flys the player from any point in the city to any other point without crashing into any buildings... we've seen NightCity from the ground, now lets see it from the sky!
3) Rented transporation -- user pays to be able to rent jet packs, hoverboards, scooters at different locations in the city so he can use a public transportation but on a personal level... for the jet packs cap a max height so that its still basically hovering at or around slightly above ground level, giving the user the discretion of travel but not allowing him to fly or scale above buildings etc... this requires money to rent and if the equipment is damaged, lost, stolen or not returned properly the users bank account will be deducted for the amount ( see #ECONOMY)

INTERIORS

1) Skyscrapers with observation deck -- in every major city there is a theme like this, take Seattle for example you can visit the tallest building in Seattle downtown and go up on the obs deck and see the city view from high above, I would say incorporate some options like this where user can enter some of the taller buildings in NightCity, ride up the elevator to the higher decks and see the city from that view... maybe even add a floor with fine dinning where user can take a friend/date/group to the restuarant and eat while enjoying watching the scenery of the nightcity below etc...
2) All major buildings enter-able (is that a word? lol) with at least a ground lobby.... right now most of the buildings are just fake exteriors, nice to look at from the outside but completely fake and empty with no insides... Due to system restrains its not practical to simulate every room of every floor of every building in nightcity with furnished interiors and real windows and all that... but at least make the first floor /lobby area of every large and major building enter-able so that the character can walk in and out of them... for certain buildings you may want to make a working/functional lobby elevator that leads to an underground garage and/or allows the user to ride the elevator to above ground higher floors of the building... or have the elevator only allow certain floors to be accessed and furnish these floors with realistic settings/environment and this can tie in nicely with the job/work/career paths discussed in #ECONOMY section with gives you the office space to put a number of companies in which the user can find and switch jobs and work in corporate paths etc... for example allow the user to customize and decorate his own "office/desk", and if he has a window office, then that would provide another unique view/scenery of nightcity from above ground perspective, one that can only be gotten from working at that particular company/job, and gives him an incentive to work late to see the city from nighttime while burning the midnight oil
3) Multiple apartments, the user should be able to pick and choose from a vast selection and array of living arrangements and this necessities a lot of hotel/condo/apartment options which means these buildings need to have interiors and furnished and environments fully built out...

ECONOMY

1) Ability to find and work a job, with multiple career paths and with ability to move up in the corporate world... this provides the user with a stead stream of income for which he can use to buy fancier cars, to move into newer and better apartments /condos etc.. and to buy fancier items like designer cloths and the suches... not to mention to spend on fine dinning in high end restuarants which can tie in nicely with going on datings, impressing women with luxury cars and expensive meals and "date nights out" at elaborate events.... basically there has to be a purpose and meaning to making more money, and the process of making more money has to be derived from a job or work or career of some sort as the main component...
Have a real economy with unemployment, inflation, commodity prices, and all of that impact and influence and affect the user in his everyday life... for example if a major terror event or pandemic causes the Nightcity to suffer an economic depression for a few months then its possible the company that the user is working at has to lay off people and he gets canned and has to downsize to a smaller apartment, loses his girlfriend/wife, and then has to find another lower paying job and stuck in the downward cycle for a few years until he is able to win the lottery (#GAMBLING/SPECUTLATION/BETTING) or his luck somehow changes...
Everything should cost money, it costs money to rent an apartement and it should also cost money to eat and drink... basically he user has to spend money to eat otherwise he will starve to death... and the user has to keep paying rent every month for whatever apartment he resides otherwise he gets evicted and could even become homeless and have to live in one of those nasty tents in tenty city or under a highway bridge etc etc
Grocery stores, restuarants, movie theaters, hotels, and shopping malls... There should be at least a few convinennce stores, shopping malls, restuarants and other retail places spread throughout nightcity, this is a component and element of the economy as well as a means for the user to spend all the hard earned money he worked towards... for example if you give a homeless a few bucks he should be able to use it to spend at a store on the corner to get something to eat and then that makes him happy because he is no longer so hungry... there should be a tie in for economy, money, and the ability to exchange that for goods and services (barber, tatto artists cough cough) and associate these goods and services to emotional feelings of happiness and satisfication for both the user /player and the NPCs...

SEASONS

There should be a distinction between autumn/fall, spring, summer, winter etc... This gives a big cycle sense of passage of time that cannot be simulated with the current day/night cycles along... in the winter the sun should rise and set at different times/angles than the summer...
In addition, I'd like to see an accurate night sky map/ stars. NightCity takes place in SoCal, its trivial to map the nightsky for the year 2077 in the SoCal area... even in the latest Flight Simulator 2020 the stars are now accurate at night...
Ability to choose LIVE weather based on current user location (see Flight Simulator) so say its raining in Dallas Texas where a user is playing, then in NightCity it will match that and we raining in the game as well... also ability to customize weather on-the-fly in real-time (see Microsoft Flight Simulator 2020) and have that instantly change in the game without reloading...
Along with seasons I'd like to be able to see holiday celebrations for example Christmas time espeically... I want to hear holiday music and see buildings decorated with Christmas lights and the jolly spirits of it all... Think the ambiance and environment of say Polar Express, bring that alive to Night City for Xmas...

MINI GAMES and other Microcosm

There is a "Go" board in Chinatown... but its fake... and the players aren't even attempting to play Go... See what Google Deepmind did with AlphaGo, Facebook made an OpenGo that they open sourced... there is also LeelaZero and KataGo free AI engines that have already been trained using deeplearning/machineAI to be far better than the Go masters... the same applies to Chess by the way... but I didn't see a Chess board in Night City yet... in any case all these board games the computer AI can now master... make these games playable in NightCity, so the user can watch two NPC's play a round of Go/Chess/etc (Ai vs Ai) or can join and sit down and take a seat and play against an NPC a real game of Go/Chess, (or in the future if CP gets a multiplayer than humans can play against one another etc) basically a microcosms and games-within-a-game....
Spotify/Netflix/youTube integrations... I'd like to see the user have a portable/personal mp3 player or app on his virtual smartphone that allows him to link to his personal -reallife- spotify account to listen to music while in the game... also on the TV screens at home to be able to watch netflix movies while in this virtual apartment chilling with his date/friends... and things like YouTube integration would be nice... maybe even pornhub integration....
Other simple games like darts, bowling and even toys like RC cars or DJI drones... give the use the ability to fly drones (check out DJI Simulator) or operate rc model cars etc... basically toys that he can buy at electronic stores or corner outlets that he can then use these toys in real life for any variety of enjoyments... this also ties into #ECONOMY and why its important to have a good job /career that pays good money!

GAMBLING/SPECUTLATION/INVESTMENTS/BETTING

Have some form of virtual casinos in the game, NightCity reminds me of Vegas, yet not one slot machine and not one means to gamble or bet? How about the ability to play the stockmarket, bitcoins, and make bets and well as go gambling, cards, poker, etc this not only provides a form of entertainment but also gives the user a way to quickly win / lose a lot of money and for the risk takers they may wish to invest their money in high risk high reward speculative stocks in the stock market instead of immediately spending it on a new apartment, new car, new tech gadget etc etc... this would also tie back to #ECONOMY since the more the user earns the more income he has to spend on gambling/stocks and the better the economy does the higher his stocks return on investment...

ROMANCE/RELATIONSHIPS

Should be able to court any pretty woman on the streets, to walk up to her and say hi and have a path/chance to a dialogue that leads to setting up a first date... and following that if it goes well can progress to more dates and evetnually her moving in with the user and eventually even having a kid, getting married, and the works... each female NPC should have a male preference and a threshold of compatiblity... so that for example if on the first date the guy is cheap and takes her to low end resturant, doesn't have a nice car to pick her up with, and otherwise seems like a low life then she wouldn't process/continue with him... whereas if he is already established with a multimillion apartment, supercar, takes her to most expensive restuarant in NightCity, then I could see her going back to his place on the first date and maybe even getting pregnant right then and there that night etc..."